2571 Laurel Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 2571 Laurel Ave, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,200 sqft · built 1990
Lot Size0.089 acres (3,920 sqft)
Owner2 Company Names on Record
Last Sale$925,000 (Sep 2020)
Tax Bill$11,035 (2025)
Deeds & MortgagesNov 2022 Transfer
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN068-256-004

Property Details

APN / Parcel Number

Primary APN068-256-004

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,200 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Exterior MaterialSiding
Construction TypeWood
Lot Area3,920 sqft (0.089 acres)
Lot Dimensions80 ft deep x 50 ft wide
TerrainBelow Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address2571 LAUREL AVE
CityMORRO BAY
StateCA
Zip93442-1721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY MB MORRO DEL MAR 2 BL 23 LT 5
Legal SubdivisionMORRO DEL MAR 02
Legal Block23
Legal Lot Number5
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2046
Census Tract10505

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing Address714 CATALINA WAY, LOS ALTOS, CA 94022-1225
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2022Intrafamily Transfer, Transfer
Sep 22, 2020Grant Deed, Transfer · Conventional Mortgage
GENERAL MORTGAGE CAPITAL CORP
Oct 25, 2017Grant Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleSep 22, 2020 · Amount on Record
Deed SaleSep 22, 2020 · Amount on Record
Prior SaleSep 22, 2020 · Amount on Record
Deed Document Number0000051938
Last Transfer DateNov 28, 2022
Transfer Doc0000046190
Record UpdatedJun 7, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 28, 2022
Property Address2571 LAUREL AVE, MORRO BAY, CA 93442-1721
Document Number0000046190
Map ReferenceMB 3 PG 81
Instrument DateNov 18, 2022
Instrument2022046190
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address714 CATALINA WAY, LOS ALTOS, CA 94022-1225

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 22, 2020
Property Address2571 LAUREL AVE, MORRO BAY, CA 93442-1721
Document Number0000051938
Map ReferenceMB 3 PG 81
Instrument DateAug 30, 2020
Instrument2020051938
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2571 LAUREL AVE, MORRO BAY, CA 93442-1721

Mortgage

Document Number0000051939
DateSep 22, 2020
Instrument2020051939
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 25, 2017
Property Address2571 LAUREL AVE, MORRO BAY, CA 93442-1721
Document Number0000048788
Instrument DateSep 18, 2017
Instrument48788
Transaction TypeTransfer
Record UpdatedNov 2, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$757.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2571 LAUREL AVE MORRO BAY CA 934421721, MORRO BAY, CA 93442-1721

Mortgage

Document Number48789
DateOct 25, 2017
Instrument48789
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 24, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$11,035.00 (+3.6%)$1,001,248 (+4.04%) Land $568,276 Building $432,972
2023$10,652.00 (+6.69%)$962,370 Land $546,210 Building $416,160
2022$9,984.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 49% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Ranch Wifi
Fixed Wireless
100 / 20

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