2571 Bluffside Dr, Rockford, IL 61109 Property Records

Winnebago County property record for 2571 Bluffside Dr, Rockford, IL 61109

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,956 sqft · built 1997
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,000 (May 2022)
Tax Bill	$6,275 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`228D163`

Property Details

APN / Parcel Number

Primary APN	`228D163`
Alternative APN	`1512403009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,956 sqft Living Area
Gross Area	4,080 sqft
1st Floor Area	1,284 sqft
Basement Area	1,284 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Terrain	Rolling
View / Lot	Corner
Garage Type	Attached
Garage Area	840 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Deck Area	363 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2571 BLUFFSIDE DR
City	ROCKFORD
State	IL
Zip	61109-6711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUFFSIDE HEIGHTS NO 2 PT SE1/4 SEC 12-43-1 LOT 63
Legal Range	1
Legal Township	43
Legal Section	12
Legal Subdivision	BLUFFSIDE HEIGHTS NO 2
Legal Lot Number	63
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1001
Census Tract	3706

Owner

Source: Winnebago County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2571 BLUFFSIDE DR, ROCKFORD, IL 61109-6711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK
Jan 3, 2024	Intrafamily Transfer, Transfer
May 3, 2022	Warranty Deed, Transfer
Feb 7, 2020	Deed of Trust, Mortgage · Conventional with PMI MEMBERS ALLIANCE CU
Dec 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	May 1, 2008 · Amount on Record
Deed Document Number	202214087
Last Transfer Date	Jan 3, 2024
Transfer Doc	0000000161
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2571 BLUFFSIDE DR, ROCKFORD, IL 61109-6711
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002950
Date	Feb 9, 2024
Instrument	2402950

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 6, 2064

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 3, 2024
Property Address	2571 BLUFFSIDE DR, ROCKFORD, IL 61109-6711
Document Number	0000000161
Map Reference	BK40 PG125A
Instrument Date	Jan 3, 2024
Instrument	2400161
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2571 BLUFFSIDE DR, ROCKFORD, IL 61109-6711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2571 BLUFFSIDE DR, ROCKFORD, IL 61109-6711

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 3, 2022
Property Address	2571 BLUFFSIDE DR, ROCKFORD, IL 61109-6711
Document Number	0000014087
Map Reference	BK40 PG125A
Instrument Date	Apr 29, 2022
Instrument	2214087
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount Recorded
Tax	$319.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2571 BLUFFSIDE DR, ROCKFORD, IL 61109-6711

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	2571 BLUFFSIDE DR, ROCKFORD, IL 61109-6711
Document Number	0001004230
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2571 BLUFFSIDE DR ROCKFORD IL 611096711, ROCKFORD, IL 61109-6711

Mortgage

Document Number	0001004230
Date	Feb 13, 2020
Instrument	1004230

Lender

Name	MEMBERS ALLIANCE CU
Type	Credit Union
Address	ROCKFORD, IL 61108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 12, 2035

Interest

Rate	3%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 27, 2019
Property Address	2571 BLUFFSIDE DR, ROCKFORD, IL 61109-6711
Document Number	0001042573
Instrument Date	Dec 9, 2019
Instrument	1042573
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2571 BLUFFSIDE DR ROCKFORD IL 611096711, ROCKFORD, IL 61109-6711

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,275.00 (+4.83%)	$77,079 (+11.43%) Land $9,804 Building $67,275	$231,237 (+11.43%) Land $29,412 Building $201,825
2024	$5,986.00 (+15.36%)	$69,172 (+36.31%) Land $8,798 Building $60,374	$207,516 (+36.31%) Land $26,394 Building $181,122
2022	$5,189.00 Homeowner's exemption	$50,747 Land $6,933 Building $43,814	$152,241 Land $20,799 Building $131,442

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2009)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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