2570 Indigo Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 2570 Indigo Dr, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,917 sqft · built 1994
Lot Size	0.286 acres (12,455 sqft)
Owner	2 Trust Names on File
Last Sale	$1,525,000 (May 2024)
Tax Bill	$18,192 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`517-291-41-00`

Property Details

APN / Parcel Number

Primary APN	`517-291-41-00`
Alternative APN	`5172910800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,917 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	12,455 sqft (0.286 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	5172910800
Street Address	2570 INDIGO DR
City	EL CAJON
State	CA
Zip	92019-3872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 174 UND INT IN LOTS 224&229&ALL OF TR 012448
Legal Subdivision	EL CAJON 4685-3
Legal Tract	012448
Legal Block	1
Legal Lot Number	174,2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	15406

Owner

2570 Indigo Dr is owner-occupied and held in a trust since February 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2570 INDIGO DR, EL CAJON, CA 92019-3872
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage CHANGE LENDING LLC
Dec 23, 2020	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 27, 2020	Quit Claim Deed, Transfer CALIFORNIA COAST CU
Feb 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2024 · Amount on File
Deed Sale	May 30, 2024 · Amount on File
Prior Sale	Dec 23, 2020 · Amount on File
Deed Document Number	2024135884
Last Transfer Date	Feb 12, 2025
Transfer Doc	0000057999
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 21, 2025
Property Address	2570 INDIGO DR, EL CAJON, CA 92019-3872
Document Number	0000294933
Map Reference	MAP 12448
Instrument Date	Oct 16, 2025
Instrument	2025-0294933
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2570 INDIGO DR, EL CAJON, CA 92019-3872

Mortgage

Document Number	0000294934
Date	Oct 21, 2025
Instrument	2025-0294934

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 23, 2020
Property Address	2570 INDIGO DR, EL CAJON, CA 92019-3872
Document Number	0000832135
Map Reference	MAP 12448
Instrument Date	Dec 11, 2020
Instrument	2020-0832135
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2570 INDIGO DR, EL CAJON, CA 92019-3872

Mortgage

Document Number	0000832136
Date	Dec 23, 2020
Instrument	2020-0832136

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2020
Property Address	2570 INDIGO DR, EL CAJON, CA 92019-3872
Document Number	0000102763
Instrument Date	Feb 22, 2020
Instrument	102763
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2570 INDIGO DR EL CAJON CA 920193872, EL CAJON, CA 92019-3872

Mortgage

Document Number	102764
Date	Feb 27, 2020
Instrument	102764

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 26, 2030

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2020
Property Address	2570 INDIGO DR, EL CAJON, CA 92019-3872
Document Number	0000102765
Instrument Date	Feb 3, 2020
Instrument	102765
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2570 INDIGO DR EL CAJON CA 920193872, EL CAJON, CA 92019-3872

Tax Assessment & Valuation

The 2025 property tax bill for 2570 Indigo Dr was $18,192.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,586,610 (+2%) Land $936,360 Building $650,250
2025	$18,192.00 Homeowner's exemption	$1,555,500 Land $918,000 Building $637,500
2023	$11,503.00 (+1.58%)	$958,207 Land $354,045 Building $604,162
2022	$11,324.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2570 Indigo Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2570 Indigo Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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