2570 Hemlock Beach Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 2570 Hemlock Beach Dr, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,036 sqft
Lot Size	0.588 acres (25,613 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Dec 2022)
Tax Bill	$2,402 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-050-001-190`

Property Details

APN / Parcel Number

Primary APN	`10-050-001-190`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,036 sqft Living Area
Gross Area	1,414 sqft
1st Floor Area	1,414 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood Siding
Lot Area	25,613 sqft (0.588 acres)
Lot Dimensions	320 ft deep x 80 ft wide
Garage Area	1,648 sqft
Parking Spaces	6 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2570 HEMLOCK BEACH DR
City	READING
State	MI
Zip	49274-8628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	LOTS 215, 216, 217, 218, 219, 220, 221 & 222 HEMLOCK BEACH SEC 5 T7S R4W COMB ON 02/04/2008 FROM 10 050 001 146, 10 050 001 1
Legal Range	04W
Legal Township	07S
Legal Section	05
Legal Subdivision	HEMLOCK BEACH
Legal Lot Number	215,216
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	2
Census Block	2048
Census Tract	50400

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2570 HEMLOCK BEACH DR, READING, MI 49274-8628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 17, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Prior Sale	Dec 16, 2022 · Amount on Record
Deed Document Number	2022595887
Deed Book / Page	1841 / 394
Prior Transfer Date	Dec 15, 2022
Prior Transfer Doc	0000595729
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Dec 16, 2022
Property Address	2570 HEMLOCK BEACH DR, READING, MI 49274-8628
Document Number	001841/394
Book / Page	1841 / 394
Map Reference	LB 3 PG 4
Instrument Date	Dec 15, 2022
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2570 HEMLOCK BEACH DR, READING, MI 49274-8628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 S WALKER ST, BRONSON, MI 49028-1430

Mortgage

Document Number	0018410395
Date	Dec 16, 2022
Instrument	1841-0395

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jul 17, 2017
Property Address	2570 HEMLOCK BEACH DR, READING, MI 49274-8628
Document Number	1661/0627
Book / Page	1661 / 0627
Map Reference	LB3 PG4
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6415 WAILEA CT, 6415, GRAND BLANC, MI 48439-8586

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 N JEFFERSON ST, COLDWATER, MI 49036-1406

Mortgage

Document Number	1661/0628
Date	Jul 17, 2017
Book Page	1661/0628

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,100 (+5.39%)	$254,281 (+5.42%) Land $8,000 Building $246,281
2025	$2,402.00 (+19.27%) Homeowner's exemption	$120,600 (+6.54%)	$241,217 (+6.53%) Land $8,000 Building $233,217
2023		$113,200	$226,436 Land $8,000 Building $218,436
2021	$2,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DMCI Broadband, Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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