Montgomery County property record for 2570 Cartwright Rd, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 1975 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $357 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 033-90-02-020.00 |
| Primary APN | 033-90-02-020.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Basement Area | 1,274 sqft |
| Finished Basement | 1,274 sqft |
| Family Room | Family Room |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 150 ft deep x 107 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Carport | Carport |
| Carport Area | 351 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 108 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 7921 |
|---|---|
| Street Address | 2570 CARTWRIGHT RD |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-8821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARTWRIGHT RD HOUSE & LOT 16 |
| Legal Subdivision | PONDEROSA |
| Legal Lot Number | 16 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | JEFFERSONVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 920500 |
2570 Cartwright Rd is owned and occupied by two individuals who acquired it in November 1968.
Source: Montgomery County records, as of January 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2570 CARTWRIGHT RD, MOUNT STERLING, KY 40353-8821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 1968 |
| Deed Sale | Nov 1, 1968 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2570 Cartwright Rd was $357.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Camargo City |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $357.00 | $82,000 | $82,000 |
| 2023 | $383.00 | $82,000 | $82,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2570 Cartwright Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2570 Cartwright Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY CO WATER DISTRICT #1 serves 2,082 people · EPA ID KY0870290 |
|---|---|
| Water Source | Purchased surface water from MT STERLING WATER WORKS |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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