257 W 3rd St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 257 W 3rd St, Oswego, NY 13126

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 2,000 sqft · built 1835
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$68,000 (Dec 2017)
Tax Bill$1,964 (2026)
Deeds & MortgagesDec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.79-02-38

Property Details

APN / Parcel Number

Primary APN351200 128.79-02-38
Alternative APNs
  • 120012807900020380000000
  • 1220

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,000 sqft Total Area
1st Floor Area1,521 sqft
Upper Floors Area478 sqft

Exterior

Year BuiltBuilt 1835
Effective Year BuiltEffective 1835
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1220
Street Address257 W 3RD ST
CityOSWEGO
StateNY
Zip13126-3836
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTN1
Legal Block2
Legal Lot Number38.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3024
Census Tract21603

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address259 W 3RD ST, OSWEGO, NY 13126-3836
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2017 · Amount on Record
Deed SaleDec 8, 2017 · Amount on Record
Deed Document Number201712167
Record UpdatedOct 29, 2026

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateDec 8, 2017
Property Address257 W 3RD ST, OSWEGO, NY 13126-3836
Document Number0000002167
Instrument DateNov 30, 2017
InstrumentR-2017-012167
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$272.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 3234, OSWEGO, NY 13126-0797

Transferred To (Grantee/Buyer)

NameVerified Name
Address259 W 3RD ST, OSWEGO, NY 13126-3836

Mortgage

Document Number0000002168
DateDec 8, 2017
InstrumentR-2017-012168
Lender
NamePATHFINDER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2038

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,964.00 (-1.16%)
2025$1,987.00$106,000 (+55.88%) Land $18,600 Building $87,400$106,000 (+29.38%) Land $18,600 Building $87,400
2023$68,000 Land $11,900 Building $56,100$81,928 Land $14,337 Building $67,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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