257 Truman Dr, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 257 Truman Dr, Cresskill, NJ 07626

Property Summary

Property Type	Single Family Home
Details	5,546 sqft · built 1986
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$2,550,000 (Jul 2022)
Tax Bill	$60,995 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-00210-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`08-00210-0000-00019`
Alternative APNs	`080021000019` `259205`

Interior

Stories	2 Stories
Building Area	5,546 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	259205
Street Address	257 TRUMAN DR
City	CRESSKILL
State	NJ
Zip	07626-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	.93
Legal Subdivision	RIO VISTA-CRESSKILL SEC III
Legal Block	210
Legal Lot Number	19
Jurisdiction	BERGEN NJ
Township / Civil Division	CRESSKILL
Census Block Group	1
Census Block	1024
Census Tract	8001

Owner

257 Truman Dr is owned and occupied by an individual who acquired it in May 2025.

Source: Bergen County and Cresskill Borough records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	257 TRUMAN DR, CRESSKILL, NJ 07626-1723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Aug 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 14, 2022	Deed, Transfer UNITED LAND TITLE AGENCY
Aug 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Aug 25, 2017	Trustee's Deed, Construction Loan · Construction Mortgage SHN ASSOCIATES INC
Apr 3, 2017	Grant Deed, Transfer SOFI LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Apr 3, 2017 · Amount on File
Deed Document Number	202270570
Deed Book / Page	4741 / 1352
Last Transfer Date	May 17, 2025
Transfer Doc	0055300317
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	257 TRUMAN DR, CRESSKILL, NJ 07626-1723
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 TRUMAN DR, CRESSKILL, NJ 07626-1723

Mortgage

Document Number	0050511501
Date	Aug 3, 2023
Book Page	5051/1501
Instrument	2023050816

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	CRESSKILL, NJ 07626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	257 TRUMAN DR, CRESSKILL, NJ 07626-1723
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047770843
Date	Aug 18, 2022
Book Page	4777/843
Instrument	2022081802

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	74 Months
Due	Oct 1, 2028

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 14, 2022
Property Address	257 TRUMAN DR, CRESSKILL, NJ 07626-1723
Document Number	0047411352
Book / Page	4741 / 1352
Instrument Date	Jun 2, 2022
Instrument	2022070570
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	UNITED LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$53,830.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 SAINT ALBANS PL, HAWORTH, NJ 07641-1507

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	257 TRUMAN DR, CRESSKILL, NJ 07626-1723

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	257 TRUMAN DR, CRESSKILL, NJ 07626-1723
Document Number	0030861578
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	257 TRUMAN DR CRESSKILL NJ 076261723, CRESSKILL, NJ 07626-1723

Mortgage

Document Number	0030861578
Date	Oct 22, 2018
Book Page	003086/001578
Instrument	74826

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 21, 2028

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 25, 2017
Property Address	257 TRUMAN DR, CRESSKILL, NJ 07626-1723
Document Number	0027051330
Book / Page	002705 / 001330
Instrument Date	Jul 31, 2017
Transaction Type	Construction Loan
Record Updated	Sep 29, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 TRUMAN DR CRESSKILL NJ 076261723, CRESSKILL, NJ 07626-1723

Mortgage

Document Number	27051330
Date	Aug 25, 2017
Book Page	002705/001330

Lender

Name	SHN ASSOCIATES INC
Address	61 W 62ND ST # 9M, NEW YORK, NY 10023-7043

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 24, 2018

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 3, 2017
Property Address	257 TRUMAN DR, CRESSKILL, NJ 07626-1723
Document Number	0025781169
Book / Page	002578 / 001169
Instrument Date	Mar 23, 2017
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,760.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	257 TRUMAN DR CRESSKILL NJ 076261723, CRESSKILL, NJ 07626-1723

Mortgage

Document Number	25781175
Date	Apr 3, 2017
Book Page	002578/001175

Lender

Name	SOFI LNDG
Address	375 HEALDSBURG AVE # 280, HEALDSBURG, CA 95448-4151

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 257 Truman Dr was $60,995, up 3.4% from the year before.

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Cresskill Borough
Unified School District	Cresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,867,100 (+6.66%) Land $701,000 Building $2,166,100	$2,867,100 (+6.66%) Land $701,000 Building $2,166,100
2025	$60,995.00 (+3.45%)	$2,688,200 Land $637,000 Building $2,051,200	$2,688,200 Land $637,000 Building $2,051,200
2024	$58,961.00
2023		$2,474,200 (+5.09%) Land $559,500 Building $1,914,700	$2,474,200 (+5.09%) Land $559,500 Building $1,914,700
2022	$56,670.00 (+1.78%)	$2,354,400 Land $519,500 Building $1,834,900	$2,354,400 Land $519,500 Building $1,834,900
2021	$55,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 257 Truman Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2021–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 257 Truman Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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