257 Silver Creek Loop, Sneads Ferry, NC 28460 Property Records

Onslow County property record for 257 Silver Creek Loop, Sneads Ferry, NC 28460

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,843 sqft · built 2007
Lot Size	0.196 acres (8,551 sqft)
Owner	Trust Name on Record
Last Sale	$240,000 (Jun 2020)
Tax Bill	$1,765 (2026)
Deeds & Mortgages	Apr 2024 Transfer Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`766A-53`

Property Details

APN / Parcel Number

Primary APN	`766A-53`
Alternative APNs	`490009575` `461114000` `067327`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,843 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,551 sqft (0.196 acres)
Lot Dimensions	150 ft deep x 57 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490009575
Street Address	257 SILVER CREEK LOOP
City	SNEADS FERRY
State	NC
Zip	28460-9490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8M
Legal Description	L29 P1 THE LANDING MILL CREEK
Legal Subdivision	THE LANDING @ MILL CREEK PH 1
Legal Lot Number	29
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	2
Census Block	2012
Census Tract	401

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	257 SILVER CREEK LOOP, SNEADS FERRY, NC 28460-9490
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Gift Deed, Transfer
Jun 5, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Nov 12, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2020 · Amount on Record
Deed Sale	Jun 5, 2020 · Amount on Record
Prior Sale	Nov 12, 2019 · Amount on Record
Deed Book / Page	5180 / 268
Last Transfer Date	Apr 5, 2024
Transfer Doc	0061290273
Record Updated	Oct 29, 2026

April 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 10, 2024
Property Address	257 SILVER CREEK LOOP, SNEADS FERRY, NC 28460-9490
Document Number	0061290273
Book / Page	6129 / 273
Map Reference	MB 49 PG 63
Instrument Date	Apr 5, 2024
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	257 SILVER CREEK LOOP, SNEADS FERRY, NC 28460-9490

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 5, 2020
Property Address	257 SILVER CREEK LOOP, SNEADS FERRY, NC 28460-9490
Document Number	0051800268
Book / Page	005180 / 000268
Instrument Date	Jun 2, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 SILVER CREEK LOOP SNEADS FERRY NC 284609490, SNEADS FERRY, NC 28460-9490

Mortgage

Document Number	51800272
Date	Jun 5, 2020
Book Page	005180/000272

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 12, 2019
Property Address	257 SILVER CREEK LOOP, SNEADS FERRY, NC 28460-9490
Document Number	0050540730
Book / Page	5054 / 730
Map Reference	MB 49 PG 63
Instrument Date	Oct 30, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$436.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 TUSCARORA DR, 707, HOLLY RIDGE, NC 28445-8841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 SILVER MAPLE CT, HOLLY RIDGE, NC 28445-9715

Mortgage

Document Number	0005054734
Date	Nov 12, 2019
Instrument	5054/734

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,765.00	$320,798 (+18.99%) Land $70,000 Building $250,798	$320,798 (+18.99%) Land $70,000 Building $250,798
2025	$1,765.00	$269,600 (-) Land $40,000 Building $229,600	$269,600 (-) Land $40,000 Building $229,600
2023	$1,765.00	$269,600 Land $40,000 Building $229,600	$269,600 Land $40,000 Building $229,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	47 (1986–2021)
Claims Outside the SFHA	4 of 47
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 20 claims Hurricane Fran, Sep 1996 · 16 claims Hurricane Bertha, Jul 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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