St. Johns County property record for 257 Saint Kitts Loop, Saint Augustine, FL 32092 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,280 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2016) |
| Tax Bill | $3,648.00 (2025) |
| Primary APN | 027442-0190 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 2,950 sqft Gross Area |
| 1st Floor | 2,280 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,840 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Porch Area | 208 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 257 SAINT KITTS LOOP |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1181 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 75/43-56 WINDWARD RANCH PHASE ONE LOT 19 OR4195/428 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 36 |
| Legal Subdivision | WINDWARD RANCH PHASE ONE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 20906 |
Source: St. Johns County records · APN 027442-0190
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 257 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1181 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Mar 01, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage VYSTAR CU |
| Mar 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Aug 01, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2016 · Amount on Record |
| Deed Sale | May 23, 2016 · Amount on Record |
| Deed Doc Number | 201631962 |
| Deed Book / Page | 4195 / 428 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 31, 2026 |
| Property Address | 257 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1181 |
| Document Number | 0000065702 |
| Book / Page | 6412 / 976 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202665702 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | WORLD WIDE |
| Name | Verified Name |
|---|---|
| Address | 257 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1181 |
| Document Number | 0000065702, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 6412/976 |
| Instrument | 202665702 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 257 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1181 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 257 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1181 |
| Document Number | 0057160179 |
|---|---|
| Date | Mar 01, 2023 |
| Book Page | 5716/179 |
| Instrument | 2023015412 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 257 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1181 |
| Document Number | 0049000143 |
| Instrument Date | Mar 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 257 SAINT KITTS LOOP ST AUGUSTINE FL 320921181, ST AUGUSTINE, FL 32092-1181 |
| Document Number | 0049000143 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 004900/000143 |
| Instrument | 19605 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 09, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 257 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1181 |
| Document Number | 0044180527 |
| Book / Page | 004418 / 000527 |
| Instrument Date | Aug 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 257 SAINT KITTS LOOP ST AUGUSTINE FL 320921181, ST AUGUSTINE, FL 32092-1181 |
| Document Number | 0044180527 |
|---|---|
| Date | Aug 09, 2017 |
| Book Page | 004418/000527 |
| Instrument | 54957 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 08, 2022 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,488 (+2.7%) | $367,997 (-6.15%) Land $100,000 Building $267,997 | |
| 2025 | $3,648.00 (+12.94%) Homeowner's exemption | $284,798 (+2.9%) | $392,103 (-3.62%) Land $100,000 Building $292,103 |
| 2024 | $3,230.00 (+2.05%) Homeowner's exemption | $276,772 (+3%) | $406,812 (+11.92%) Land $100,000 Building $306,812 |
| 2023 | $3,165.00 (+3.06%) Homeowner's exemption | $268,711 (+3%) | $363,496 (+3.47%) Land $90,720 Building $272,776 |
| 2022 | $3,071.00 Homeowner's exemption | $260,884 | $351,291 Land $84,000 Building $267,291 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 59% of the US · above 32% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 877 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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