257 S Central St, Plainfield, MA 01070 Property Records

Hampshire County and Plainfield Town property record for 257 S Central St, Plainfield, MA 01070

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,911 sqft · built 1994
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$273,000 (Mar 2017)
Tax Bill	$7,643 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2017 Sale & Mortgage
APN	`M_84626_91`

Property Details

APN / Parcel Number

Primary APN	`M_84626_91`
Alternative APNs	`PFLD M:028.0 P:0049.0` `PLAI M:028.0 P:0049.0` `M_84626_917002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,911 sqft Living Area
Gross Area	4,580 sqft
1st Floor Area	1,466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	M_84626_917002
Street Address	257 S CENTRAL ST
City	PLAINFIELD
State	MA
Zip	01070-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	PLAINFIELD MA
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1049
Census Tract	822700

Owner

257 S Central St is owned by two individuals who bought it in March 2017.

Source: Hampshire County and Plainfield Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	257 S UNION ST, PLAINFIELD, MA 01070
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit FLORENCE SAVINGS BANK
Mar 16, 2017	Quit Claim Deed, Transfer FLORENCE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2017 · Amount on File
Deed Sale	Mar 16, 2017 · Amount on File
Deed Document Number	20175116
Deed Book / Page	12574 / 24
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLAINFIELD MA
Recording Date	Aug 31, 2026
Property Address	257 S CENTRAL ST, PLAINFIELD, MA 01070-9771
Document Number	0000014700
Book / Page	15826 / 244
Instrument Date	Aug 26, 2026
Instrument	202614700
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 S CENTRAL ST, PLAINFIELD, MA 01070-9771

Mortgage

Document Number	0000014700,
Date	Aug 31, 2026
Book Page	15826/244
Instrument	202614700

Lender

Name	FLORENCE SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLAINFIELD MA
Recording Date	Mar 16, 2017
Property Address	257 S CENTRAL ST, PLAINFIELD, MA 01070-9771
Document Number	12574-24
Book / Page	12574 / 24
Instrument	5116
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	125740027
Date	Mar 16, 2017
Instrument	12574/0027

Lender

Name	FLORENCE SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 16, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 257 S Central St was $7,643.

Source: Hampshire County and Plainfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Plainfield Town
Unified School District	Mohawk Trail School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,643.00	$413,600 Land $39,200 Building $374,400	$454,100 (+2.47%)
2024			$443,175
2023	$6,767.00	$326,600 Land $39,200 Building $287,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 257 S Central St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 257 S Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Central St

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