257 Rutledge St, Gary, IN 46404 Property Records

Lake County property record for 257 Rutledge St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,260 sqft · built 1939
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on File
Tax Bill	$60 (2024)
Deeds & Mortgages	Sep 2022 Second Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-25-44-0210-0006`

Property Details

APN / Parcel Number

Primary APN	`001-25-44-0210-0006`
Alternative APNs	`45-08-05-135-010.000-004` `254402100006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Attic	Attic
Attic Area	840 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1939
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	125 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-44-0210-0006
Old Parcel Number	254402100006
Street Address	257 RUTLEDGE ST
City	GARY
State	IN
Zip	46404-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY LAND CO'S. 5TH SUB. N. 4 FT. L.5 BL.16 ALL L.6 BL.16 S. 8 FT. L.7 BL.16
Legal Subdivision	GARY LAND CO
Legal Block	16
Legal Lot Number	5
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	4
Census Block	4003
Census Tract	10400

Owner

257 Rutledge St is owned and occupied by an individual who acquired it in September 2022.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	257 RUTLEDGE ST, GARY, IN 46404-1006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOP
Oct 27, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2006
Deed Sale	Aug 30, 2006
Prior Sale	Aug 30, 2006
Deed Document Number	0000076204
Last Transfer Date	Sep 26, 2022
Transfer Doc	0000034491
Record Updated	Jun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Sep 26, 2022
Property Address	257 RUTLEDGE ST, GARY, IN 46404-1006
Document Number	0000034491
Map Reference	MB 15 PG 3 1/2
Instrument Date	Jun 21, 2022
Instrument	2022-034491
Transaction Type	Transfer
Record Updated	Oct 17, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039406
Date	Sep 26, 2022
Instrument	2022-539406

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOP
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	108 Months
Due	Aug 31, 2031

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	257 RUTLEDGE ST, GARY, IN 46404-1006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077055
Date	Oct 27, 2020
Instrument	2020-077055

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,000 Land $7,600 Building $94,400	$102,000 Land $7,600 Building $94,400
2024	$60.00
2023		$40,300 (+8.04%) Land $7,400 Building $32,900	$40,300 (+8.04%) Land $7,400 Building $32,900
2022		$37,300 Land $4,400 Building $32,900	$37,300 Land $4,400 Building $32,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 257 Rutledge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 257 Rutledge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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