257 Richards St, Seneca, IL 61360 Property Records

LaSalle County property record for 257 Richards St, Seneca, IL 61360 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,700 sqft · built 1964
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$242,500 (Dec 2024)
Tax Bill$3,221 (2025)
Deeds & MortgagesDec 2025 Mortgage
May 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-25-104-001

Property Details

APN / Parcel Number

Primary APN24-25-104-001
Alternative APN
  • 20-25-126-005

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,700 sqft Total Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address257 RICHARDS ST
CitySENECA
StateIL
Zip61360-9423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLEMANS SUB, LT 6 SEC 25-33-5
Legal Range05
Legal Township33
Legal Section25
Legal SubdivisionCOLEMANS SUB
Legal Lot Number6
JurisdictionLASALLE IL
Township / Civil DivisionMANLIUS
Census Block Group1
Census Block1002
Census Tract963700

Owner

Source: LaSalle County records · APN 24-25-104-001

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address257 RICHARDS ST, SENECA, IL 61360-9423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MTG CORP
May 22, 2018Deed, Transfer · Conventional Mortgage
NATIONS DIRECT MORTGAGE LLC
Aug 29, 2017Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY FINANCIAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 10, 2024 · Amount on Record
Deed SaleDec 10, 2024 · Amount on Record
Prior SaleMay 22, 2018 · Amount on Record
Deed Document Number202413445
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address257 RICHARDS ST, SENECA, IL 61360-9423
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202513975
DateDec 30, 2025
Instrument2025-13975
Lender
NameAMERICAN PACIFIC MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term192 Months
DueJan 01, 2041
Interest
Rate TypeFixed Rate
Rate5.5%

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionLASALLE IL
Recording DateMay 22, 2018
Property Address257 RICHARDS ST, SENECA, IL 61360-9423
Document Number201806087
Instrument DateMay 21, 2018
Instrument201806087
Transaction TypeTransfer
Record UpdatedJun 07, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$274.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address257 RICHARDS ST, SENECA, IL 61360-9423

Mortgage

Document Number201806088
DateMay 22, 2018
Instrument201806088
Lender
NameNATIONS DIRECT MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate5.25%

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionLASALLE IL
Recording DateAug 29, 2017
Property Address257 RICHARDS ST, SENECA, IL 61360-9423
Document Number201713250
Map ReferenceMB W PG 46
Instrument DateAug 29, 2014
Instrument201713250
Transaction TypeTransfer
Record UpdatedJun 07, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$262.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201713251
DateAug 29, 2017
Instrument201713251
Lender
NameFIRST COMMUNITY FINANCIAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.99%

Tax Assessment & Valuation

Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionManlius Township
MunicipalitySeneca Village
Elementary School DistrictSeneca Community Consolidated School District 170 (PK - 08)
Secondary School DistrictSeneca Township High School District 160 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,221.00 (+18.07%)$56,298 (+19.9%) Land $6,727 Building $49,571$168,894 (+19.9%) Land $20,181 Building $148,713
2024$2,728.00
2023$46,956 (+10.18%) Land $5,611 Building $41,345$140,868 (+10.18%) Land $16,833 Building $124,035
2022$42,619 Land $6,089 Building $36,530$127,857 Land $18,267 Building $109,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, LaSalle County (17099C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170999637001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2007–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2013, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 197 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Kraus Electronics SystemsCable2,500 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

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