257 Phoenetia Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 257 Phoenetia Dr, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,208 sqft · built 1973
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$84,400 (Jul 2015)
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`270123-0090`

Property Details

APN / Parcel Number

Primary APN	`270123-0090`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,208 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	1,208 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Lot Dimensions	100 ft deep x 77 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	332 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	257 PHOENETIA DR
City	SAINT AUGUSTINE
State	FL
Zip	32086-7312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	11/76-80 ST AUGUSTINE SHORES UNIT ONE REPLAT LOT 9 BLK 23 OR4052/563
Legal Range	30E
Legal Township	08S
Legal Section	39
Legal Subdivision	ST. AUGUSTINE SHORES UNIT ONE REPLAT
Legal Block	23
Legal Lot Number	9
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1006
Census Tract	21210

Owner

257 Phoenetia Dr is owned and occupied by two individuals who bought it in July 2015.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	257 PHOENETIA DR, SAINT AUGUSTINE, FL 32086-7312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2015 · Amount on File
Deed Sale	Jul 2, 2015 · Amount on File
Prior Sale	Mar 25, 2015 · Amount on File
Deed Document Number	201541504
Deed Book / Page	4052 / 563
Record Updated	Oct 29, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	257 PHOENETIA DR, SAINT AUGUSTINE, FL 32086-7312
Document Number	0049071186
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	257 PHOENETIA DR ST AUGUSTINE FL 320867312, ST AUGUSTINE, FL 32086-7312

Mortgage

Document Number	0049071186
Date	Mar 23, 2020
Book Page	004907/001186
Instrument	23104

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 257 Phoenetia Dr was $1,897 with a homeowner's exemption, up 15.2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,038 (+2.7%)	$219,707 (-4.84%) Land $83,523 Building $136,184
2025	$1,897.00 (+15.25%) Homeowner's exemption	$154,857 (+2.9%)	$230,880 (+0.52%) Land $78,829 Building $152,051
2024	$1,646.00 (+2.3%) Homeowner's exemption	$150,493 (+3%)	$229,679 (+1.88%) Land $78,829 Building $150,850
2023	$1,609.00 (+3.94%) Homeowner's exemption	$146,110 (+3%)	$225,431 (+11.06%) Land $78,829 Building $146,602
2022	$1,548.00 Homeowner's exemption	$141,854	$202,989 Land $51,011 Building $151,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 257 Phoenetia Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 257 Phoenetia Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20