257 Oak Ridge Loop, Whitney, TX 76692 Property Records

Hill County property record for 257 Oak Ridge Loop, Whitney, TX 76692

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,112 sqft · built 2021
Lot Size	1.51 acres (66,037 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Dec 2025)
Tax Bill	$6,021 (2026)
Deeds & Mortgages	Jul 2022 Construction Loan Jul 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19515-01200-00010-035000`

Property Details

APN / Parcel Number

Primary APN	`19515-01200-00010-035000`
Alternative APN	`356044`

Interior

Full Baths	2 Baths
Building Area	2,112 sqft Living Area
Gross Area	4,470 sqft
1st Floor Area	2,112 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Type	Hip
Lot Area	66,037 sqft (1.51 acres)
Lot Dimensions	270 ft deep x 300 ft wide
Garage Type	Carport
Garage Area	744 sqft
Carport	Carport
Carport Area	744 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19515-01200-00010-035000
Street Address	257 OAK RIDGE LOOP
City	WHITNEY
State	TX
Zip	76692-2428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK RIDGE PH 1 LT 35
Legal Subdivision	OAK RIDGE PH
Legal Tract	35
Legal Lot Number	35
Jurisdiction	HILL TX
Township / Civil Division	WHITNEY
Census Block Group	1
Census Block	1048
Census Tract	960501

Owner

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	257 OAK RIDGE LOOP, WHITNEY, TX 76692-2428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY STATE BANK
Jul 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST SECURITY STATE BANK
Dec 23, 2025	Vendor's Lien, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Nov 13, 2025	Vendor's Lien, Transfer · Closed-End Mortgage FIRST NATIONAL BANK OF CENTRAL TX
Aug 1, 2024	Vendor's Lien, Transfer · Conventional Mortgage INTERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Aug 1, 2024 · Amount on Record
Deed Document Number	2025171379
Deed Book / Page	2413 / 61
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	257 OAK RIDGE LOOP, WHITNEY, TX 76692-2428
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 S LLANO ST, WHITNEY, TX 76692-2812

Mortgage

Document Number	002203/850
Date	Jul 20, 2022
Book Page	2203/850
Instrument	138352

Lender

Name	FIRST SECURITY STATE BANK
Type	Bank
Address	CRANFILLS GAP, TX 76637

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	257 OAK RIDGE LOOP, WHITNEY, TX 76692-2428
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 S LLANO ST, WHITNEY, TX 76692-2812

Mortgage

Document Number	00002204/1
Date	Jul 20, 2022
Book Page	2204/1
Instrument	138353

Lender

Name	FIRST SECURITY STATE BANK
Type	Bank
Address	CRANFILLS GAP, TX 76637

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 14, 2027
Change Frequency	5 Years
Min Rate At Change	6.25%
Max Rate At Change	12.2%
Index	Other
Max Rate	12.2%

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Dec 23, 2025
Property Address	257 OAK RIDGE LOOP, WHITNEY, TX 76692-2428
Document Number	0002413/61
Book / Page	2413 / 61
Map Reference	SL A-190
Instrument Date	Dec 15, 2025
Instrument	171379
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	FIDELITY NATIONAL TITLE, FNT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 OAK RIDGE LOOP, WHITNEY, TX 76692-2428

Mortgage

Document Number	0000171380
Date	Dec 23, 2025
Instrument	171380

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Nov 13, 2025
Property Address	257 OAK RIDGE LOOP, WHITNEY, TX 76692-2428
Document Number	002404/213
Book / Page	2404 / 213
Instrument Date	Nov 7, 2025
Instrument	170332
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 HCR 1250, WHITNEY, TX 76692-3555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 OAK RIDGE LOOP, WHITNEY, TX 76692-2428

Mortgage

Document Number	0000170334
Date	Nov 13, 2025
Instrument	170334

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 7, 2026

August 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Aug 1, 2024
Property Address	257 OAK RIDGE LOOP, WHITNEY, TX 76692-2428
Document Number	002329/108
Book / Page	2329 / 108
Map Reference	SL A-190
Instrument Date	Jul 31, 2024
Instrument	158501
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 JOHN NODS RD, WEST, TX 76691-2513

Mortgage

Document Number	0000158502
Date	Aug 1, 2024
Instrument	158502

Lender

Name	INTERBANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Whitney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,021.00 (+163.62%)	$389,100 (+1.49%) Land $62,520 Building $326,580	$389,100 (+1.49%) Land $62,520 Building $326,580
2025	$2,284.00 (+132.82%) Homeowner's exemption	$383,390 (+0.24%) Land $62,520 Building $320,870	$383,390 (+0.24%) Land $62,520 Building $320,870
2024		$382,470 (+6.63%) Land $62,520 Building $319,950	$382,470 (+6.63%) Land $62,520 Building $319,950
2023		$358,690 Land $55,870 Building $302,820	$358,690 Land $55,870 Building $302,820
2022	$981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 62% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILL COUNTY WSC serves 4,383 people · EPA ID TX1090041
Water Source	Purchased surface water from AQUILLA WSD
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Rise Broadband Fixed Wireless	300 / 60

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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