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257 N Main St, Moravia, NY 13118 Property Records

Cayuga County and Moravia Town property record for 257 N Main St, Moravia, NY 13118

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,103 sqft · built 1850
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$106,000 (Jan 2021)
Tax Bill$3,500 (2026)
Deeds & MortgagesJun 2026 Line of Credit
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054201 210.05-1-4

Property Details

APN / Parcel Number

Primary APN054201 210.05-1-4
Alternative APNs
  • 420121000500010040000000
  • 39020010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,103 sqft Living Area
1st Floor Area644 sqft
Upper Floors Area459 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area43,560 sqft (1 acres)
PorchPatio
Porch Area358 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39020010
Street Address257 N MAIN ST
CityMORAVIA
StateNY
Zip13118-3695
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number4.000
JurisdictionCAYUGA NY
Township / Civil DivisionMORAVIA
Census Block Group1
Census Block1015
Census Tract40800

Owner

Source: Cayuga County and Moravia Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address257 N MAIN ST, MORAVIA, NY 13118-3695
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF TN
Jan 22, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
PARAGON HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2021 · Amount on Record
Deed SaleJan 22, 2021 · Amount on Record
Prior SaleSep 2, 2010 · Amount on Record
Deed Document Number2021201553
Deed Book / Page3993 / 17
Prior Transfer DateFeb 22, 2016
Prior Transfer Doc001617/266
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Recording DateJun 1, 2026
Property Address257 N MAIN ST, MORAVIA, NY 13118-3695
Document Number0000243490
Book / Page4741 / 207
Instrument DateMay 19, 2026
Instrument2026243490
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address257 N MAIN ST, MORAVIA, NY 13118-3695

Mortgage

Document Number0000243490,
DateJun 1, 2026
Book Page4741/207
Instrument2026243490
Lender
NameFIRST NATIONAL BANK OF TN
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.23%
Max Rate-1%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateJan 22, 2021
Property Address257 N MAIN ST, MORAVIA, NY 13118-3695
Document Number0003993/17
Book / Page3993 / 17
Instrument DateJan 20, 2021
Instrument2021-201553
Transaction TypeTransfer
Record UpdatedApr 15, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1184 STATE ROUTE 38, LOCKE, NY 13092-4100

Mortgage

Document Number2021201554
DateJan 22, 2021
Instrument2021-201554
Lender
NamePARAGON HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cayuga County and Moravia Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionMoravia Town
MunicipalityMoravia Village
Unified School DistrictMoravia Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,500.00 (+4.63%)
2025$3,345.00 (+3.66%)$119,700 (-) Land $26,000 Building $93,700$131,538 (+9.89%) Land $28,571 Building $102,967
2024$3,227.00 (+50.79%)
2023$119,700 Land $26,000 Building $93,700$119,700 Land $26,000 Building $93,700
2020$2,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims11 (1996–2026)
Claims Outside the SFHA1 of 11
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Flooding, Jul 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Cable		1,000 / 25
Verizon
Fiber		980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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