257 Memory Ln, Oak Ridge, MO 63769 Property Records

Cape Girardeau County property record for 257 Memory Ln, Oak Ridge, MO 63769

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 2,560 sqft · built 1996
Lot Size	14 acres (609,840 sqft)
Owner	2 Individual Names on File
Last Sale	$354,777 (Sep 2022)
Tax Bill	$754 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057003100013000000`

Property Details

APN / Parcel Number

Primary APN	`057003100013000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,560 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	609,840 sqft (14 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	257 MEMORY LN
City	OAK RIDGE
State	MO
Zip	63769-6113
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT LOT 1 SW
Legal Range	12E
Legal Township	33S
Legal Section	31
Legal Lot Number	1
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	APPLE CREEK
Census Block Group	3
Census Block	3055
Census Tract	880100

Owner

257 Memory Ln, a rural home, is owned and occupied by two individuals who bought it in September 2022.

Source: Cape Girardeau County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	257 MEMORY LN, OAK RIDGE, MO 63769-6113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit SOUTHERN BK
Sep 20, 2019	Deed of Trust, Mortgage FIRST MIDWEST BK/DEXTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Nov 4, 2015 · Amount on File
Deed Document Number	20229683
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	257 MEMORY LN, OAK RIDGE, MO 63769-6113
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202209684
Date	Sep 6, 2022
Instrument	2022-09684

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	257 MEMORY LN, OAK RIDGE, MO 63769-6113
Document Number	0000003283
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	257 MEMORY LN OAK RIDGE MO 637696113, OAK RIDGE, MO 63769-6113

Mortgage

Document Number	0000003283
Date	Mar 27, 2020
Instrument	3283

Lender

Name	SOUTHERN BK
Type	Bank
Address	POPLAR BLUFF, MO 63902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2050

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	257 MEMORY LN, OAK RIDGE, MO 63769-6113
Document Number	0000009401
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	UNITED LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	257 MEMORY LN OAK RIDGE MO 637696113, OAK RIDGE, MO 63769-6113

Mortgage

Document Number	0000009401
Date	Sep 25, 2019
Instrument	9401

Lender

Name	FIRST MIDWEST BK/DEXTER
Type	Bank
Address	JACKSON, MO 63755

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 257 Memory Ln was $754.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Oak Ridge R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,890 (-) Land $1,330 Building $13,560	$81,052 (-) Land $8,823 Building $72,229
2025	$754.00	$14,890 Land $1,330 Building $13,560	$81,052 Land $8,823 Building $72,229
2023	$717.00	$14,220 Land $1,300 Building $12,920	$77,424 Land $8,635 Building $68,789

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 257 Memory Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 257 Memory Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE PERRY COUNTY PWSD 1 SOUTH serves 8,545 people · EPA ID MO4024096
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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