257 Lipan Loop NW, Harper, TX 78631 Property Records

Kerr County property record for 257 Lipan Loop NW, Harper, TX 78631

Property Summary

Property Type	Rural Home
Details	2,350 sqft · built 2024
Lot Size	5.33 acres (232,175 sqft)
Owner	Individual Name on File
Tax Bill	$9,113 (2026)
Deeds & Mortgages	Nov 2024 Mortgage Dec 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3070-0000-002500`

Property Details

APN / Parcel Number

Primary APN	`3070-0000-002500`
Alternative APN	`542425`

Interior

Building Area	2,350 sqft Living Area
1st Floor Area	2,350 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	232,175 sqft (5.33 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	1,785 sqft

Location & Zoning

Account Number	3070-0000-002500
Street Address	257 LIPAN LOOP NW
City	HARPER
State	TX
Zip	78631-2126
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	APACHE TRACE LOT 25 ACRES 5.33
Legal Subdivision	APACHE TRACE
Legal Lot Number	25
Jurisdiction	KERR TX
Township / Civil Division	INGRAM
Census Block Group	1
Census Block	1000
Census Tract	960304

Owner

257 Lipan Loop NW, a rural home, is owned and occupied by an individual.

Source: Kerr County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	257 LIPAN LOOP NW, HARPER, TX 78631-2126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Dec 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Mar 6, 2023	Vendor's Lien, Transfer · Commercial Mortgage SOUTHSTAR BANK SSB

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	257 LIPAN LOOP NW, HARPER, TX 78631-2126
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	HILL COUNTRY TITLES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 LIPAN LOOP, HARPER, TX 78631-2126

Mortgage

Document Number	0002406591
Date	Nov 20, 2024
Instrument	24-06591

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	257 LIPAN LOOP NW, HARPER, TX 78631-2126
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	HILL COUNTRY TITLES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 LIPAN LOOP, HARPER, TX 78631-2126

Mortgage

Document Number	0002406809
Date	Dec 2, 2024
Instrument	24-06809

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2054

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Mar 6, 2023
Property Address	257 LIPAN LOOP NW, HARPER, TX 78631-2126
Document Number	0023001322
Map Reference	FILE 22-00409
Instrument Date	Mar 3, 2023
Instrument	23-001322
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	KERRVILLE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1614 SIDNEY BAKER ST, KERRVILLE, TX 78028-2640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 CRYSTAL LN, COLLEGE STATION, TX 77845-1510

Mortgage

Document Number	0023001323
Date	Mar 6, 2023
Instrument	23-001323

Lender

Name	SOUTHSTAR BANK SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 257 Lipan Loop NW was $9,113 with a homeowner's exemption, up 11.2% from the year before.

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Unified School District	Harper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,113.00 (+11.22%)	$767,735 (+11.21%)	$912,135 (+9.27%) Land $172,841 Building $739,294
2025	$8,194.00 (+9,54%) Homeowner's exemption	$690,344 Land $28,396 Building $661,948	$834,789 Land $172,841 Building $661,948
2024	$85.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 257 Lipan Loop NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 257 Lipan Loop NW is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VTX Communications Fixed Wireless	940 / 940
Hill Country Telecommunications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

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