257 Jay Ln, Payson, UT 84651 Property Records

Utah County property record for 257 Jay Ln, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,642 sqft · built 2005
Lot Size	0.192 acres (8,378 sqft)
Owner	Individual Name on Record
Last Sale	$297,500 (Sep 2019)
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-355-0024`

Property Details

APN / Parcel Number

Primary APN	`49-355-0024`
Alternative APN	`132713`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,642 sqft Living Area
Gross Area	2,214 sqft
1st Floor Area	1,642 sqft
Attic	Attic
Attic Area	588 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	A-Frame
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	8,378 sqft (0.192 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	132713
Street Address	257 JAY LN
City	PAYSON
State	UT
Zip	84651-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24, PLAT A, PETEETNEET ESTATES PRD SUBDV. AREA 0.192 AC.
Legal Subdivision	PETEETNEET ESTATES
Legal Lot Number	24
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2003
Census Tract	3405

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	257 JAY LN, PAYSON, UT 84651-3325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Nov 29, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jan 18, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 20, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED SECURITY FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Jul 23, 2009 · Amount on Record
Deed Document Number	201993544
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Apr 1, 2026
Property Address	257 JAY LN, PAYSON, UT 84651-3325
Document Number	0000027108
Instrument Date	Mar 12, 2026
Instrument	202627108
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 JAY LN, PAYSON, UT 84651-3325
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027108,
Date	Apr 1, 2026
Instrument	202627108

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	281 Months
Due	Sep 1, 2049

Interest

Rate	6.09%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	257 JAY LN, PAYSON, UT 84651-3325
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 JAY LN, PAYSON, UT 84651-3325

Mortgage

Document Number	0000120809
Date	Nov 29, 2022
Instrument	120809:2022

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Sep 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	257 JAY LN, PAYSON, UT 84651-3325
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 JAY LN, PAYSON, UT 84651-3325

Mortgage

Document Number	0000007072
Date	Jan 18, 2022
Instrument	7072:2022

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Sep 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 20, 2019
Property Address	257 JAY LN, PAYSON, UT 84651-3325
Document Number	0000093544
Instrument Date	Sep 10, 2019
Instrument	93544
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	257 JAY LN PAYSON UT 846513325, PAYSON, UT 84651-3325

Mortgage

Document Number	93574
Date	Sep 20, 2019
Instrument	93574

Lender

Name	UNITED SECURITY FINANCIAL CORP
Type	Bank
Address	MURRAY, UT 84121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,025 (+1.38%)	$425,500 (+1.38%) Land $156,700 Building $268,800
2025	$2,296.00 (+8.4%)	$230,835 (+5.27%)	$419,700 (+5.27%) Land $149,300 Building $270,400
2024	$2,118.00 (-1.4%)
2023	$2,148.00 (-4.28%)	$219,285	$398,700 Land $128,700 Building $270,000
2022	$2,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 49% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Intellipop, Rise Broadband, Verizon.

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