257 James W Smith Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 257 James W Smith Dr, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,969 sqft · built 1998
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Sep 2010)
Tax Bill	$3,529 (2026)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`248-270-040-000`

Property Details

APN / Parcel Number

Primary APN	`248-270-040-000`
Alternative APN	`248-270-04`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,969 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	248-270-04
Street Address	257 JAMES W SMITH DR
City	TRACY
State	CA
Zip	95377-7019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	98-FM PT OF 248-040-24
Legal Subdivision	GLENBRIAR ESTATES
Legal Tract	2773
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2009
Census Tract	5219

Owner

257 James W Smith Dr is owned by an individual who acquired it in October 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1334 STAMBAUGH ST, REDWOOD CITY, CA 94063-2918
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2010 · Amount on File
Deed Sale	Sep 3, 2010 · Amount on File
Prior Sale	Jun 30, 2004 · Amount on File
Deed Document Number	2010115958
Last Transfer Date	Oct 8, 2020
Transfer Doc	0000138223
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 15, 2020
Property Address	257 JAMES W SMITH DR, TRACY, CA 95377-7019
Document Number	0000138223
Map Reference	VOL 33 PG 34
Instrument Date	Oct 8, 2020
Instrument	2020-138223
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	257 JAMES W SMITH DR, TRACY, CA 95377-7019

Mortgage

Document Number	0000138224
Date	Oct 15, 2020
Instrument	2020-138224

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 257 James W Smith Dr was $3,529, up 1.6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,529.00 (+1.58%)
2025	$3,474.00	$313,876 Land $78,146 Building $235,730
2023	$3,308.00 (+1.88%)	$301,689 Land $75,112 Building $226,577	$636,750
2022	$3,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 257 James W Smith Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 257 James W Smith Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20