Washington County property record for 257 Garrett St, Hagerstown, MD 21740
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 656 sqft · built 1925 |
| Lot Size | 0.052 acres (2,250 sqft) |
| Owner | Company Name on Record |
| Last Sale | $35,500 (Mar 2020) |
| Tax Bill | $1,117 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-007014 |
| Primary APN | 03-007014 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 656 sqft Total Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,250 sqft (0.052 acres) |
| Lot Dimensions | 50 ft deep x 45 ft wide |
| Porch | Slab |
| Porch Area | 304 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 007014 |
|---|---|
| Street Address | 257 GARRETT ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-6533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMOD |
| Legal Description | PTLT25/26 45X50 257 GARRETT ST |
| Legal Subdivision | LAND IMPROVENT COMPANY S SECPND ADDITION |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 3, HAGERSTOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 800 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 645 OAK HILL AVE, 103, HAGERSTOWN, MD 21740-3847 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Mar 11, 2022 | Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2020 · Amount on Record |
| Deed Sale | Mar 30, 2020 · Amount on Record |
| Prior Sale | Jul 14, 2005 · Amount on Record |
| Deed Book / Page | 6213 / 439 |
| Prior Transfer Date | Mar 5, 2020 |
| Prior Transfer Doc | 0062130439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jul 30, 2026 |
| Property Address | 257 GARRETT ST, HAGERSTOWN, MD 21740-6533 |
| Document Number | 7980000462 |
| Book / Page | 7980 / 462 |
| Instrument Date | Jul 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 38 FAIRGROUND AVE, HAGERSTOWN, MD 21740-3902 |
| Document Number | 7980000462, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 7980/462 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 257 GARRETT ST, HAGERSTOWN, MD 21740-6533 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0069500418 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 6950/418 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | HAGERSTOWN, MD 21742 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,117.00 (+9.4%) | $122,633 (+9.4%) | $143,700 (+28.19%) Land $30,000 Building $113,700 |
| 2025 | $1,021.00 (+17.09%) | $112,100 (+17.55%) Land $30,000 Building $82,100 | $112,100 (-) Land $30,000 Building $82,100 |
| 2023 | $872.00 | $95,367 | $112,100 Land $30,000 Building $82,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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