257 E Main St, Peru, IN 46970 Property Records

Miami County property record for 257 E Main St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 1970
Lot Size	0.106 acres (4,620 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,121 (2025)
Deeds & Mortgages	Oct 2022 Transfer Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`021-44257-00`

Property Details

APN / Parcel Number

Primary APN	`021-44257-00`
Alternative APNs	`52-08-27-401-331.000-016` `00387607755`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,620 sqft (0.106 acres)
Lot Dimensions	132 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00387607755
Street Address	257 E MAIN ST
City	PERU
State	IN
Zip	46970-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-44257-00 GODFROY AD 22' 00-00-00 .00 LOT 192 GODFROYS AD 13' LOT 19 3 42 092 57000
Legal Subdivision	GODFROY AD
Legal Lot Number	192,19
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	3
Census Block	3009
Census Tract	952400

Owner

257 E Main St is owned and occupied by two individuals who acquired it in October 2022.

Source: Miami County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	257 E MAIN ST, PERU, IN 46970-2413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Transfer on Death Deed, Transfer
Sep 12, 2018	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 7, 2022
Transfer Doc	20220524634
Record Updated	Sep 20, 2026

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI IN
Recording Date	Oct 7, 2022
Property Address	257 E MAIN ST, PERU, IN 46970-2413
Document Number	20220524634
Instrument Date	Sep 16, 2022
Instrument	20220524634
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 E MAIN ST, PERU, IN 46970-2413

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	257 E MAIN ST, PERU, IN 46970-2413
Transaction Type	Mortgage
Record Updated	Dec 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180523792
Date	Sep 12, 2018
Instrument	20180523792

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Aug 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 257 E Main St was $1,121 with a homeowner's exemption, up 8.1% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,121.00 (+8.1%) Homeowner's exemption	$121,300 Land $4,300 Building $117,000	$121,300 Land $4,300 Building $117,000
2024	$1,037.00 (+11.39%)
2023	$931.00 (+56.47%)	$93,100 Land $4,300 Building $88,800	$93,100 Land $4,300 Building $88,800
2022	$595.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 257 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 257 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves, Verizon.

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