257 Douglas St, Elkton, MD 21921 Property Records

Cecil County property record for 257 Douglas St, Elkton, MD 21921

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,280 sqft · built 2004
Lot Size	0.051 acres (2,200 sqft)
Owner	Individual Name on File
Last Sale	$86,500 (Sep 2017)
Tax Bill	$2,325 (2025)
Deeds & Mortgages	Jan 2021 Construction Loan Jan 2021 Construction Loan + 2 more
Flood Zone	Zone X (moderate risk)
APN	`03-091260`

Property Details

APN / Parcel Number

Primary APN	`03-091260`
Alternative APNs	`3091260` `091260`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,280 sqft Total Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,200 sqft (0.051 acres)
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	091260
Street Address	257 DOUGLAS ST
City	ELKTON
State	MD
Zip	21921-5754
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 25 - .0506 ACRE 257 DOUGLAS STREET DOUGLAS VILLAGE
Legal Subdivision	DOUGLAS VILLAGE
Legal Lot Number	25
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2000
Census Tract	30400

Owner

Source: Cecil County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	257 DOUGLAS ST, ELKTON, MD 21921-5754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Construction Loan · Construction Mortgage PATRICK J & JACQUELINE M ROBERTS
Jan 5, 2021	Deed of Trust, Construction Loan · Construction Mortgage GENE E & GAIL L MILLER
Jan 5, 2021	Grant Deed, Transfer · Construction Mortgage JOHN MYERS
Sep 5, 2017	Grant Deed, Transfer · Line of Credit JOHN MYERS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 5, 2017 · Amount on Record
Deed Sale	Sep 5, 2017 · Amount on Record
Prior Sale	Apr 12, 2006 · Amount on Record
Deed Book / Page	4125 / 320
Prior Transfer Date	Aug 31, 2009
Prior Transfer Doc	0027140198
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	Jan 5, 2021
Property Address	257 DOUGLAS ST, ELKTON, MD 21921-5754
Document Number	0047621101
Book / Page	004762 / 001101
Instrument Date	Dec 21, 2020
Transaction Type	Construction Loan
Record Updated	Feb 9, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 DOUGLAS ST ELKTON MD 219215754, ELKTON, MD 21921-5754

Mortgage

Document Number	47621101
Date	Jan 5, 2021
Book Page	004762/001101

Lender

Name	PATRICK J & JACQUELINE M ROBERTS
Address	12 JANE LN, HOLTWOOD, PA 17532-9617

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 4, 2026

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	Jan 5, 2021
Property Address	257 DOUGLAS ST, ELKTON, MD 21921-5754
Document Number	0047620173
Book / Page	004762 / 000173
Instrument Date	Dec 21, 2020
Transaction Type	Construction Loan
Record Updated	Feb 9, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 DOUGLAS ST ELKTON MD 219215754, ELKTON, MD 21921-5754

Mortgage

Document Number	47620173
Date	Jan 5, 2021
Book Page	004762/000173

Lender

Name	GENE E & GAIL L MILLER
Address	175 WALNUT HILL RD, MILLERSVILLE, PA 17551-9703

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 4, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Jan 5, 2021
Property Address	257 DOUGLAS ST, ELKTON, MD 21921-5754
Document Number	0047620154
Book / Page	004762 / 000154
Instrument Date	Dec 21, 2020
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 DOUGLAS ST ELKTON MD 219215754, ELKTON, MD 21921-5754

Mortgage

Document Number	47620162
Date	Jan 5, 2021
Book Page	004762/000162

Lender

Name	JOHN MYERS
Address	257 DOUGLAS ST, WILLOW STREET, PA 17584

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 4, 2026

Mortgage

Document Number	47621101,
Date	Jan 5, 2021
Book Page	004762/001101

Lender

Name	PATRICK J & JACQUELINE M ROBERTS
Address	12 JANE LN, HOLTWOOD, PA 17532-9617

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 4, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Sep 5, 2017
Property Address	257 DOUGLAS ST, ELKTON, MD 21921-5754
Document Number	0041250320
Book / Page	004125 / 000320
Instrument Date	Aug 25, 2017
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$86.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 JANE LN HOLTWOOD PA 175329617, HOLTWOOD, PA 17532-9617

Mortgage

Document Number	41250326
Date	Sep 5, 2017
Book Page	004125/000326

Lender

Name	JOHN MYERS
Address	18 WYNDMERE WAY, WILLOW STREET, PA 17584-9617

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 4, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,333 (+11.29%)	$175,500 (-) Land $50,000 Building $125,500
2025	$2,325.00 (+195.8%) Homeowner's exemption	$143,167 (+15.64%)	$175,500 (+38.19%) Land $50,000 Building $125,500
2023	$786.00 Homeowner's exemption	$123,800	$127,000 Land $25,000 Building $102,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: IQ Fiber Intermediate Holdings.

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