257 Dons Dr, Coldwater, MI 49036 Property Records

Branch County property record for 257 Dons Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,188 sqft · built 1975
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Tax Bill	$8,679 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-006-400-030-00`

Property Details

APN / Parcel Number

Primary APN	`120-006-400-030-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,188 sqft Building Perimeter
1st Floor Area	3,188 sqft
Basement Area	1,392 sqft
Unfinished Basement	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	51,401 sqft (1.18 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	257 DONS DR
City	COLDWATER
State	MI
Zip	49036-8867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PAR LD WH POB IS S 00DEG 13MIN 39SEC W 100 FT FR SE COR OF LOT 6 BROWN SHORES SUB TH N 89DEG 46MIN 19SEC W 492.80 FT TH S
Legal Range	05W
Legal Township	07S
Legal Section	06
Legal Subdivision	BROWN SHORES SUB
Legal Lot Number	6
Jurisdiction	BRANCH MI
Township / Civil Division	ALGANSEE
Census Block Group	3
Census Block	3017
Census Tract	950900

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 W CHICAGO ST, QUINCY, MI 49082-1052
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAFCU
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Jun 12, 2023	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 11, 2010
Transfer Doc	201003120
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Recording Date	Jun 11, 2026
Property Address	257 DONS DR, COLDWATER, MI 49036-8867
Document Number	0000003756
Instrument Date	Jun 4, 2026
Instrument	20263756
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 DONS DR, COLDWATER, MI 49036-8867

Mortgage

Document Number	0000003756,
Date	Jun 11, 2026
Instrument	20263756

Lender

Name	LAFCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	4.38%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	257 DONS DR, COLDWATER, MI 49036-8867
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 DONS DR, COLDWATER, MI 49036-8867

Mortgage

Document Number	0202304153
Date	Aug 1, 2023
Instrument	2023-04153

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 12, 2023
Property Address	257 DONS DR, COLDWATER, MI 49036-8867
Document Number	0202303217
Instrument Date	May 9, 2023
Instrument	2023-03217
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9715 HUMPHREY RD, READING, MI 49274-8625

Mortgage

Document Number	0202303218
Date	Jun 12, 2023
Instrument	2023-03218

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2033
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	12-Month MTA
Max Rate	12.5%

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Algansee Township
Unified School District	Quincy Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,080 (+2.91%)	$648,160 (+2.91%)
2025	$8,679.00 (+6.75%)	$314,930 (+15.61%)	$629,860 (+15.61%)
2024	$8,130.00
2023		$272,413	$544,826

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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