257 Charter Ct SE, Concord, NC 28025 Property Records

Cabarrus County property record for 257 Charter Ct SE, Concord, NC 28025 · Last verified July 2023

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,063 sqft · built 1999
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jun 2021)
Tax Bill	$4,112 (2023)
Deeds & Mortgages	Dec 2021 Transfer Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5630 46 7463`

Property Details

APN / Parcel Number

Primary APN	`5630 46 7463`
Alternative APNs	`12042 0026.320000` `152130` `46076`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,063 sqft Living Area
Gross Area	3,591 sqft
1st Floor Area	1,988 sqft
Upper Floors Area	1,075 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	1,400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	272 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	152130
Street Address	257 CHARTER CT SE
City	CONCORD
State	NC
Zip	28025-2770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 WINECOFF HILLS
Legal Subdivision	WINECOFF HILLS SUBD
Legal Lot Number	5
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	2
Census Block	2008
Census Tract	42202

Owner

Source: Cabarrus County records · APN 5630 46 7463

Assessment roll updated January 1, 2023 · Last verified July 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	257 CHARTER CT SE, CONCORD, NC 28025-2770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Intrafamily Transfer, Transfer
Jun 07, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jun 07, 2021 · Amount on Record
Deed Sale	Jun 07, 2021 · Amount on Record
Prior Sale	Jun 07, 2021 · Amount on Record
Deed Document Number	0015233141
Deed Book / Page	15233 / 141
Last Transfer Date	Dec 21, 2021
Transfer Doc	0015739104
Record Updated	Jun 07, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Dec 21, 2021
Property Address	257 CHARTER CT SE, CONCORD, NC 28025-2770
Document Number	0015739104
Book / Page	15739 / 104
Map Reference	MB 30 PG 88
Instrument Date	Dec 21, 2021
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	257 CHARTER CT SE, CONCORD, NC 28025-2770

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 CHARTER CT SE, CONCORD, NC 28025-2770

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 07, 2021
Property Address	257 CHARTER CT SE, CONCORD, NC 28025-2770
Document Number	0015233141
Book / Page	15233 / 141
Map Reference	MB 30 PG 88
Instrument Date	Jun 07, 2021
Transaction Type	Transfer
Record Updated	May 03, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 COPELAND RD, CONCORD, NC 28025-9591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 TETBURY AVE NE, CONCORD, NC 28025-3172

Mortgage

Document Number	0015233144
Date	Jun 07, 2021
Instrument	15233/144

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified July 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,112.00	$337,030 Land $45,000 Building $292,030	$337,030 Land $45,000 Building $292,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250422022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020, river or lake flooding

Wildfire

Wildfire Risk	Low above 35% of the US · above 49% of North Carolina
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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