257 Beach Ave, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 257 Beach Ave, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	8 bd · 5 ba · 3,170 sqft · built 1896
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$26,472 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:095 L:099`

Property Details

APN / Parcel Number

Primary APN	`KENB M:095 L:099`
Alternative APNs	`M:095 L:099 U:000` `KENB M:95 L:99` `3798`

Interior

Bedrooms	8 Beds
Full Baths	5 Baths
Total Rooms	14 Rooms
Stories	3 Stories
Building Area	3,170 sqft Living Area
Gross Area	5,527 sqft
1st Floor Area	1,552 sqft
Attic	Attic
Attic Area	977 sqft
Basement Area	1,083 sqft
Unfinished Basement	1,083 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3798
Old Parcel Number	KENB M:095 L:099
Street Address	257 BEACH AVE
City	KENNEBUNK
State	ME
Zip	04043-7559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Subdivision	LITHOGRAPHED
Legal Lot Number	99
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	2
Census Block	2016
Census Tract	28004

Owner

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 WOODLAWN AVE, KENNEBUNKPORT, ME 04046-6120
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage SACO AND BIDDEFORD SAVINGS INST
Jan 17, 2025	Deed of Trust, Mortgage · ARM SACO & BIDDEFORD SAVINGS
Mar 21, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SACO & BIDDEFORD SAVINGS
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS
Jan 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SACO & BIDDEFORD SAVINGS
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit SACO & BIDDEFORD SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Recording Date	Jul 2, 2026
Property Address	257 BEACH AVE, KENNEBUNK, ME 04043-7559
Document Number	0000022981
Book / Page	19938 / 229
Instrument Date	Jun 30, 2026
Instrument	202622981
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 BEACH AVE, KENNEBUNK, ME 04043-7559

Mortgage

Document Number	0000022981,
Date	Jul 2, 2026
Book Page	19938/229
Instrument	202622981

Lender

Name	SACO AND BIDDEFORD SAVINGS INST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate	5.79%
Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	257 BEACH AVE, KENNEBUNK, ME 04043-7559
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195920382
Date	Jan 17, 2025
Book Page	19592/382
Instrument	2025001676

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Type Change Date	Feb 1, 2028
Margin	3

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	257 BEACH AVE, KENNEBUNK, ME 04043-7559
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0194060214
Date	Mar 21, 2024
Book Page	19406/214
Instrument	2024008154

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	257 BEACH AVE, KENNEBUNK, ME 04043-7559
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191100627
Date	Sep 12, 2022
Book Page	19110/627
Instrument	2022039167

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

Interest

Rate Type	Adjustable Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	257 BEACH AVE, KENNEBUNK, ME 04043-7559
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191100430
Date	Sep 12, 2022
Book Page	19110/430
Instrument	2022039122

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	257 BEACH AVE, KENNEBUNK, ME 04043-7559
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181590800
Date	Jan 31, 2020
Book Page	18159/800
Instrument	2020005074

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	257 BEACH AVE, KENNEBUNK, ME 04043-7559
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188950489
Date	Dec 10, 2021
Book Page	18895/489
Instrument	2021071250

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,472.00 (-7.18%)	$2,687,500 (+59.72%) Land $1,963,200 Building $724,300
2024	$28,520.00 (+5.61%)	$1,682,600 (-) Land $1,203,100 Building $479,500
2023	$27,006.00 (+9.93%)	$1,682,600 (-) Land $1,203,100 Building $479,500	$3,092,725
2022	$24,566.00	$1,682,600 Land $1,203,100 Building $479,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 184 individual policies
Nearby Flood Policies	238 units insured incl. 54 condo units
Nearby Flood Claims	74 (1996–2024)
Claims Outside the SFHA	29 of 74
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 53 claims Severe Storm And Flooding, Dec 2022 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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