2566 Southside Dr, Cambridge, MD 21613 Property Records

Dorchester County property record for 2566 Southside Dr, Cambridge, MD 21613

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,566 sqft · built 2003
Lot Size0.551 acres (24,000 sqft)
OwnerIndividual Name on File
Last Sale$134,000 (Jun 2013)
Tax Bill$4,287 (2026)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN07-198825

Property Details

APN / Parcel Number

Primary APN07-198825
Alternative APNs
  • 7198825
  • 198825

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,566 sqft Total Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area24,000 sqft (0.551 acres)
Garage Area400 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number198825
Street Address2566 SOUTHSIDE DR
CityCAMBRIDGE
StateMD
Zip21613-3703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 19 - 24,000 SQFT N OF SOUTHSIDE AVE W OF STONE BOUNDARY
Legal SubdivisionELLSWORTH
Legal Lot Number19
JurisdictionDORCHESTER MD
Township / Civil Division7, CAMBRIDGE
Census Block Group1
Census Block1044
Census Tract970600

Owner

2566 Southside Dr is owned and occupied by an individual who bought it in June 2013.

Source: Dorchester County records, as of October 1, 2026

Owner of RecordIndividual Name on File
Mailing Address2566 SOUTHSIDE DR, CAMBRIDGE, MD 21613-3703
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2013 · Amount on File
Deed SaleJun 5, 2013 · Amount on File
Prior SaleSep 29, 2006 · Amount on File
Deed Book / Page1152 / 5
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Recording DateSep 17, 2026
Property Address2566 SOUTHSIDE DR, CAMBRIDGE, MD 21613-3703
Document Number2041000280
Book / Page2041 / 280
Instrument DateSep 9, 2026
Transaction TypeMortgage
Record UpdatedSep 29, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2566 SOUTHSIDE DR, CAMBRIDGE, MD 21613-3703

Mortgage

Document Number2041000280,
DateSep 17, 2026
Book Page2041/280
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueOct 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 2566 Southside Dr was $4,287 with a homeowner's exemption, up 4.3% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityCambridge City
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,287.00 (+4.28%) Homeowner's exemption$232,967$242,500 Land $38,500 Building $204,000
2025$4,111.00 Homeowner's exemption
2023$3,668.00 Homeowner's exemption$205,800$228,200 Land $38,500 Building $189,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2566 Southside Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1979–2003)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2566 Southside Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 91% of Maryland
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAMBRIDGE WATER
serves 15,000 people · EPA ID MD0090002
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Southside Dr

Nearby Streets

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