McCook County property record for 25654 431st Ave, Spencer, SD 57374
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,352 sqft · built 1902 |
| Lot Size | 5.07 acres (220,849 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Apr 2021) |
| Tax Bill | $3,910 (2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12.05.2001 |
| Primary APN | 12.05.2001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 2,028 sqft |
| Basement Area | 676 sqft |
| Year Built | Built 1902 |
|---|---|
| Exterior Material | Wood |
| Roof Material | Metal |
| Lot Area | 220,849 sqft (5.07 acres) |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 175 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Utility Building | 1,500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 25654 431ST AVE |
|---|---|
| City | SPENCER |
| State | SD |
| Zip | 57374-5800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S895' OF W1488' OF NW 4 EX LOT H-2 (5.07AC) 5-102-56 |
| Jurisdiction | MCCOOK SD |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2242 |
| Census Tract | 964600 |
25654 431st Ave is owned by an individual who bought it in April 2021.
Source: McCook County records, as of November 6, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 26636 384TH AVE, STICKNEY, SD 57375-6140 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2021 · Amount on File |
| Deed Sale | Apr 1, 2021 · Amount on File |
| Deed Document Number | 0000190380 |
| Record Updated | Jun 7, 2026 |
Source: McCook County assessment roll, as of November 1, 2023
| Type | Name |
|---|---|
| State | South Dakota |
| County | McCook County |
| County Subdivision | Jefferson Township |
| Unified School District | Bridgewater-Emery School District 30-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $229,500 Land $69,500 Building $160,000 | $229,500 Land $69,500 Building $160,000 | |
| 2022 | $3,910.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25654 431st Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997) |
| Most Recent Claim | Mar 1997 · Severe Flooding, Sever Winter Storms,heavy Rains High Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25654 431st Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 78% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANSON RURAL WATER SYSTEM private · serves 2,685 people · EPA ID SD4600878 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrioTel Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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