Lake County property record for 25650 Lefthand Dr, Elmo, MT 59915
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,792 sqft · built 2023 |
| Lot Size | 5.02 acres (218,802 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,707 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2023 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R1524058 |
| Primary APN | R1524058 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 1,792 sqft |
| Finished Basement | 1,792 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 218,802 sqft (5.02 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 0000031667 |
|---|---|
| Street Address | 25650 LEFTHAND DR |
| City | ELMO |
| State | MT |
| Zip | 59915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S13, T24 N, R22 W, C.O.S. 5913, ACRES 5.023, TR 411 |
| Legal Range | 22W |
| Legal Township | 24N |
| Legal Section | 13 |
| Legal Subdivision | CERTIFICAT EOF SURVEY 5913 |
| Legal Tract | 411 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 940306 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 57, ELMO, MT 59915-0057 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Jun 30, 2023 | Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK |
| Mar 31, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage SAM EUGENE KORNEC ETAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2023 |
| Deed Sale | May 22, 2023 |
| Prior Sale | Mar 31, 2021 · Amount on Record |
| Deed Document Number | 2023604914 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 25650 LEFTHAND DR, ELMO, MT 59915 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 25650 LEFTHAND DR, ELMO, MT 59915 |
| Document Number | 0000637730 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 637730 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 25650 LEFTHAND DR, ELMO, MT 59915-9706 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 25650 LEFTHAND DR, ELMO, MT 59915-9706 |
| Document Number | 0000605586 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 605586 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Mar 31, 2021 |
| Property Address | 25650 LEFTHAND DR, ELMO, MT 59915-9706 |
| Document Number | 0000587094 |
| Instrument Date | Mar 27, 2021 |
| Instrument | 587094 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 33637 CHANEY RD, MENIFEE, CA 92584-9436 |
| Document Number | 0000587095 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 587095 |
| Name | SAM EUGENE KORNEC ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,707.00 (-21.42%) | $750,700 (-) | |
| 2025 | $3,445.00 (+363.04%) | $750,700 (+506.98%) | $750,700 (+506.98%) Land $147,001 Building $603,699 |
| 2023 | $744.00 | $123,677 | $123,677 Land $123,677 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 61% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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