2565 Oregon Ave, Atwater, CA 95301 Property Records

Merced County property record for 2565 Oregon Ave, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,425 sqft · built 1983
Lot Size	0.145 acres (6,325 sqft)
Owner	Individual Name on File
Last Sale	$388,000 (Oct 2022)
Tax Bill	$4,288 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-041-020-000`

Property Details

APN / Parcel Number

Primary APN	`150-041-020-000`
Alternative APN	`150-041-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,425 sqft Living Area
Gross Area	1,905 sqft
1st Floor Area	1,425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,325 sqft (0.145 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	150-041-020
Street Address	2565 OREGON AVE
City	ATWATER
State	CA
Zip	95301-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	VIL WOODS #2 UNIT 2 LOT 136
Legal Subdivision	VIL WOODS 02
Legal Lot Number	136
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	4
Census Block	4002
Census Tract	601

Owner

2565 Oregon Ave is owned and occupied by an individual who bought it in October 2022.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2565 OREGON AVE, ATWATER, CA 95301-2022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Grant Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2022 · Amount on File
Deed Sale	Oct 14, 2022 · Amount on File
Prior Sale	Jan 18, 2012 · Amount on File
Deed Document Number	202235538
Prior Transfer Date	Dec 29, 2011
Prior Transfer Doc	0000001775
Record Updated	Oct 29, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 14, 2022
Property Address	2565 OREGON AVE, ATWATER, CA 95301-2022
Document Number	0000035538
Map Reference	MB 26 PG 29-31
Instrument Date	Oct 5, 2022
Instrument	2022035538
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2565 OREGON AVE, ATWATER, CA 95301-2022

Mortgage

Document Number	0000035539
Date	Oct 14, 2022
Instrument	2022035539

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0000035540
Date	Oct 14, 2022
Instrument	2022035540

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Dec 11, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2565 OREGON AVE, ATWATER, CA 95301-2022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2565 OREGON AVE, ATWATER, CA 95301-2022

Mortgage

Document Number	0000038090
Date	Oct 20, 2020
Instrument	2020038090

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2565 Oregon Ave was $4,288 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$375,500 (-6.98%) Land $120,000 Building $255,500
2025	$4,288.00 Homeowner's exemption	$403,675 Land $98,838 Building $304,837
2023	$4,072.00 (+208.72%) Homeowner's exemption	$388,000 Land $95,000 Building $293,000
2022	$1,319.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2565 Oregon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2565 Oregon Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: unWired Broadband.

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