Cayuga County and Cato Town property record for 2565 Millard Ave, Cato, NY 13033 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1973 |
| Square Footage | 2,067 sqft Living Area |
| Lot Size | 78,408 sqft (1.8 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $142,000 (2004) |
| Tax Bill | $5,894.00 (2025) |
| Primary APN | 052403 45.20-2-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,067 sqft Living Area |
| 1st Floor | 1,560 sqft 1st Floor |
| Basement Area | 507 sqft Basement |
| Finished Basement | 507 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Level Style |
| Exterior Material | Wood Exterior |
| Lot Area | 78,408 sqft (1.8 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 600 sqft Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 43014073 |
|---|---|
| Street Address | 2565 MILLARD AVE |
| City | CATO |
| State | NY |
| Zip | 13033-9698 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SM 73-43 |
| Legal Block | 2 |
| Legal Lot Number | 30.000 |
| Jurisdiction | CAYUGA NY |
| Minor Civil Division | CATO |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 40201 |
Source: Cayuga County and Cato Town records · APN 052403 45.20-2-30
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2565 MILLARD AVE, CATO, NY 13033-9698 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2004 · Amount on Record |
| Deed Sale | Aug 04, 2004 · Amount on Record |
| Prior Sale | Dec 03, 1996 · Amount on Record |
| Deed Book / Page | 1181 / 270 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 2565 MILLARD AVE, CATO, NY 13033-9698 |
| Document Number | 0039710144 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2565 MILLARD AVE CATO NY 130339698, CATO, NY 13033-9698 |
| Document Number | 0039710144 |
|---|---|
| Date | Dec 07, 2020 |
| Book Page | 003971/000144 |
| Instrument | 200390 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 06, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 2565 MILLARD AVE, CATO, NY 13033-9698 |
| Document Number | 0037780026 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2565 MILLARD AVE CATO NY 130339698, CATO, NY 13033-9698 |
| Document Number | 0037780026 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 003778/000026 |
| Instrument | 190447 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
Source: Cayuga County and Cato Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Cato Town |
| Municipality | Cato Village |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,894.00 (+3.57%) Homeowner's exemption | $151,300 (-) Land $17,700 Building $133,600 | $280,185 (+24.07%) Land $32,778 Building $247,407 |
| 2024 | $5,691.00 (+505.43%) | ||
| 2023 | $151,300 Land $17,700 Building $133,600 | $225,821 Land $26,418 Building $199,403 | |
| 2020 | $940.00 |
2565 Millard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Cayuga County (36011C), updated April 30, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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