2565 McMichael Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2565 McMichael Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1987
Square Footage1,196 sqft Heated Area
Lot Size249,163 sqft (5.71 acres)
OccupancyOwner Occupied
Last Sale$462,000 (2022)
Tax Bill$712.00 (2025)

Property Details

APN / Parcel Number

Primary APN90761
Alternative APN
  • 102531286700010010

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,196 sqft Heated Area
1st Floor1,196 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Architectural StyleMobile/Manufactured Style
Exterior MaterialVinyl Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area249,163 sqft (5.71 acres)
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

FenceFence
Deck Area84 sqft Deck
PorchFinished/Screened Porch
Porch Area253 sqft Porch
Utility Building360 sqft Utility Building

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number90761
Street Address2565 MCMICHAEL RD
CitySAINT CLOUD
StateFL
Zip34771-9253
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCOUNTRY MEADOWS NORTH UNIT 2 PB 2 PG 245 LOT 1
Legal Range31E
Legal Township25S
Legal Section10
Legal SubdivisionCOUNTRY MEADOW N UN 2
Legal Tract2867
Legal Block1
Legal Lot Number1
Legal Unit2P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1012
Census Tract43700

Owner

Source: Osceola County records · APN 90761

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2565 MCMICHAEL RD, SAINT CLOUD, FL 34771-9253
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
MY MORTGAGE INC
Feb 21, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2022 · Amount on Record
Deed SaleMar 17, 2022 · Amount on Record
Prior SaleFeb 21, 2017 · Amount on Record
Deed Doc Number2022042707
Deed Book / Page6173 / 1934
Record RefreshedJun 08, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 17, 2022
Property Address2565 MCMICHAEL RD, SAINT CLOUD, FL 34771-9253
Document Number0061731934
Book / Page6173 / 1934
Map ReferenceMB 2 PG 245
Instrument DateMar 11, 2022
Instrument2022042707
Transaction TypeTransfer
Record UpdatedApr 01, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,234.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2565 MCMICHAEL RD, 2565, SAINT CLOUD, FL 34771-9253

Transferred To (Grantee/Buyer)

NameVerified Name
Address2565 MCMICHAEL RD, SAINT CLOUD, FL 34771-9253

Mortgage

Document Number0061731936
DateMar 17, 2022
Instrument6173/1936
Lender
NameMY MORTGAGE INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 21, 2017
Property Address2565 MCMICHAEL RD, SAINT CLOUD, FL 34771-9253
Document Number0051051784
Book / Page5105 / 1784
Map ReferenceMB2 PG245
Instrument DateFeb 17, 2017
Instrument2017028291
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,189.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2565 MCMICHAEL RD, 2565, SAINT CLOUD, FL 34771-9253

Transferred To (Grantee/Buyer)

NameVerified Name
Address2565 MCMICHAEL RD, SAINT CLOUD, FL 34771-9253

Mortgage

Document Number0051051785
DateFeb 21, 2017
Instrument5105/1785
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2032

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$281,600 (+0.28%) Land $194,500 Building $87,100$281,600 (+0.28%) Land $194,500 Building $87,100
2023$621.00 (-48.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$280,800 (+231.54%) Land $194,500 Building $86,300$280,800 (+20.93%) Land $194,500 Building $86,300
2022$1,198.00 Homeowner's exemption$84,696$232,200 Land $170,200 Building $62,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskVery High
above 90% of the US · above 84% of Florida
Wildfire LikelihoodAbout 1 in 97 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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