Cayuga County and Cato Town property record for 2565 Legion St, Cato, NY 13033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 2004 |
| Lot Size | 0.592 acres (25,820 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,180 (2026) |
| Deeds & Mortgages | Jan 2024 Refinance Nov 2023 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052403 45.20-2-22 |
| Primary APN | 052403 45.20-2-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 25,820 sqft (0.592 acres) |
| Lot Dimensions | 205 ft deep x 125 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 43003030 |
|---|---|
| Street Address | 2565 LEGION ST |
| City | CATO |
| State | NY |
| Zip | 13033-9606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 22.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | CATO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 40201 |
Source: Cayuga County and Cato Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2565 LEGION ST, CATO, NY 13033-9606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN FEDERAL CU |
| Nov 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN FEDERAL CU |
| Feb 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN FEDERAL CU |
| Feb 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHERN CU |
| Jan 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTHERN FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 2565 LEGION ST, CATO, NY 13033-9606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 004440/223 |
|---|---|
| Date | Jan 19, 2024 |
| Book Page | 4440/223 |
| Instrument | 2024-226640 |
| Name | NORTHERN FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 2565 LEGION ST, CATO, NY 13033-9606 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004413/56 |
|---|---|
| Date | Nov 1, 2023 |
| Book Page | 4413/56 |
| Instrument | 2023-225119 |
| Name | NORTHERN FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 2565 LEGION ST, CATO, NY 13033-9606 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004186/244 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 4186/244 |
| Instrument | 2022-211837 |
| Name | NORTHERN FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Mar 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 2565 LEGION ST, CATO, NY 13033-9606 |
| Document Number | 0038430277 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | OWASCO ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 2565 LEGION ST CATO NY 130339606, CATO, NY 13033-9606 |
| Document Number | 0038430277 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 003843/000277 |
| Instrument | 194009 |
| Name | NORTHERN CU |
|---|---|
| Address | WATERTOWN, NY 13601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 3, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 2565 LEGION ST, CATO, NY 13033-9606 |
| Document Number | 0035890196 |
| Book / Page | 003589 / 000196 |
| Instrument Date | Jan 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Title Company | HORIZON ABSTRACT CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 2565 LEGION ST CATO NY 130339606, CATO, NY 13033-9606 |
| Document Number | 0035890196 |
|---|---|
| Date | Feb 6, 2018 |
| Book Page | 003589/000196 |
| Instrument | 177203 |
| Name | NORTHERN FCU |
|---|---|
| Type | Credit Union |
| Address | WATERTOWN, NY 13601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 5, 2028 |
Source: Cayuga County and Cato Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Cato Town |
| Municipality | Cato Village |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,180.00 (+4.11%) | ||
| 2025 | $4,015.00 (+14.62%) | $97,000 (-) Land $10,700 Building $86,300 | $179,630 (+24.07%) Land $19,815 Building $159,815 |
| 2024 | $3,503.00 (+480.93%) | ||
| 2023 | $97,000 Land $10,700 Building $86,300 | $144,776 Land $15,970 Building $128,806 | |
| 2020 | $603.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CATO VILLAGE serves 601 people · EPA ID NY0501715 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Frontier Fiber | 300 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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