2565 Cloud Ln, Decatur, GA 30034 Property Records

DeKalb County property record for 2565 Cloud Ln, Decatur, GA 30034

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,746 sqft · built 1991
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$309,900 (Jul 2026)
Tax Bill$5,359 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jul 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN15-125-02-155

Property Details

APN / Parcel Number

Primary APN15-125-02-155
Alternative APN
  • 3057074

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,746 sqft Living Area
1st Floor Area1,006 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2003
Architectural StyleTraditional
Exterior MaterialWood Frame
Construction TypeWood
Roof TypeGable/Hip
Lot Area11,761 sqft (0.27 acres)
Garage Area380 sqft
Deck AreaDeck Area
Patio Area122 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2565 CLOUD LN
CityDECATUR
StateGA
Zip30034-2253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR100
Legal Description98 X 120 X 98 X 120 0.27AC RAINBOW DRIVE PH-3 BLOCK B LOT 21 6-18-90
Legal SubdivisionRAINBOW DRIVE PH 03
Legal Block1
JurisdictionDE KALB GA
Township / Civil DivisionATLANTA-DECATUR
Census Block Group1
Census Block1002
Census Tract23445

Owner

2565 Cloud Ln is owned and occupied by an individual who bought it in July 2026.

Source: DeKalb County records, as of October 14, 2026

Owner of RecordIndividual Name on File
Mailing Address2565 CLOUD LN, DECATUR, GA 30034-2253
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · FHA Mortgage
E HOME LOANS
Jul 16, 2026Warranty Deed, Transfer · FHA Mortgage
E HOME LOANS
Nov 25, 2024Warranty Deed, Transfer
TRIDENT REALTY INVESTMENTS
Dec 3, 2019Loan Modification, Mortgage
NEXPOINT WLIF II BORROWER LLC
Aug 28, 2018Grant Deed, Transfer
BERKADIA COM'L MTG
Jun 7, 2018Grant Deed, Transfer
PREMIUM TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2026 · Amount on File
Deed SaleJul 16, 2026 · Amount on File
Prior SaleNov 25, 2024 · Amount on File
Deed Document Number202673271
Deed Book / Page32699 / 481
Prior Transfer DateAug 1, 2017
Prior Transfer Doc0265040657
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Recording DateJul 30, 2026
Property Address2565 CLOUD LN, DECATUR, GA 30034-2253
Document Number0000077490
Book / Page32722 / 771
Instrument DateJul 15, 2026
Instrument202677490
Transaction TypeMortgage
Record UpdatedSep 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077490,
DateJul 30, 2026
Book Page32722/771
Instrument202677490
Lender
NameE HOME LOANS
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term300 Months
DueJul 1, 2051
Interest
Max Rate-1%

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB GA
Recording DateJul 16, 2026
Property Address2565 CLOUD LN, DECATUR, GA 30034-2253
Document Number0000073271
Book / Page32699 / 481
Instrument DateJul 15, 2026
Instrument202673271
Transaction TypeTransfer
Record UpdatedAug 31, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2565 CLOUD LN, DECATUR, GA 30034-2253

Mortgage

Document Number3269000483,
DateJul 16, 2026
Book Page32699/483
Lender
NameE HOME LOANS
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term300 Months
DueJul 1, 2051
Interest
Max Rate-1%

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB GA
Recording DateNov 25, 2024
Property Address2565 CLOUD LN, DECATUR, GA 30034-2253
Document Number0317270501
Book / Page31727 / 501
Instrument DateNov 22, 2024
Instrument2024120684
Transaction TypeTransfer
Record UpdatedDec 23, 2024

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2565 CLOUD LN, DECATUR, GA 30034-2253

Mortgage

Document Number0317270504
DateNov 25, 2024
Book Page0000031727/0000000504
Instrument2024120685
Lender
NameTRIDENT REALTY INVESTMENTS
Agreement
AmountAmount on Record
Term12 Months
DueJan 1, 2025

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDE KALB GA
Property Address2565 CLOUD LN, DECATUR, GA 30034-2253
Document Number0280360593
Instrument DateDec 3, 2019
Transaction TypeMortgage
Record UpdatedJan 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5100 TAMARIND REEF CHRISTIANSTED VI 008204849, CHRISTIANSTED, VI 00820-4849

Mortgage

Document Number0280360593
DateJan 8, 2020
Book Page028036/000593
Instrument2013
Lender
NameNEXPOINT WLIF II BORROWER LLC
AddressCHRISTIANSTED, 00820
Agreement
AmountAmount on Record

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDE KALB GA
Recording DateAug 28, 2018
Property Address2565 CLOUD LN, DECATUR, GA 30034-2253
Document Number0271120059
Book / Page027112 / 000059
Instrument DateAug 6, 2018
Instrument147996
Transaction TypeTransfer
Record UpdatedJan 29, 2020
Title CompanyPREMIUM TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12,274.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2565 CLOUD LN DECATUR GA 300342253, DECATUR, GA 30034-2253
InvestorPossibly a Property Investor

Mortgage

Document Number271140166
DateAug 28, 2018
Book Page027114/000166
Instrument149214
Lender
NameBERKADIA COM'L MTG
TypeMortgage Company
AddressAMBLER, PA 19002
Agreement
AmountAmount on Record
Term120 Months
DueAug 27, 2028

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDE KALB GA
Recording DateJun 7, 2018
Property Address2565 CLOUD LN, DECATUR, GA 30034-2253
Document Number0269560017
Book / Page026956 / 000017
Instrument DateMay 31, 2018
Instrument101696
Transaction TypeTransfer
Record UpdatedJun 14, 2018
Title CompanyPREMIUM TITLE INC

Transaction

AmountAmount on Record
Tax$402.20
Additional
  • Notice of Trustee Sale
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2565 CLOUD LN DECATUR GA 300342253, DECATUR, GA 30034-2253
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2565 Cloud Ln was $5,359.

Source: DeKalb County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyDeKalb County
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,359.00$112,080 Land $12,000 Building $100,080$280,200 Land $30,000 Building $250,200
2023$4,858.00 (+16.95%)$101,800 (+17.5%) Land $12,000 Building $89,800$254,500 (+17.5%) Land $30,000 Building $224,500
2022$4,154.00$86,640 Land $8,800 Building $77,840$216,600 Land $22,000 Building $194,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2565 Cloud Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2565 Cloud Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB COUNTY
serves 743,000 people · EPA ID GA0890001
Water SourceSurface water
Last State InspectionNov 2023
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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