2565 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2565 Birch Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 480 sqft · built 1940
Lot Size	0.575 acres (25,061 sqft)
Owner	Company Name on Record
Last Sale	$55,700 (Apr 2024)
Tax Bill	$4,682 (2026)
Deeds & Mortgages	Dec 2023 Transfer Apr 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`387-0075-00830`

Property Details

APN / Parcel Number

Primary APN	`387-0075-00830`
Alternative APNs	`1043322` `1147387` `1189550` `525147`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	480 sqft Gross Area
1st Floor Area	480 sqft
Basement Area	432 sqft
Finished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	25,061 sqft (0.575 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Deck Area	96 sqft
Cabin	100 sqft
Storage Building	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1189550
Street Address	2565 BIRCH POINT RD
City	TOWER
State	MN
Zip	55790-8102
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOTS 83 AND 84 SERIAL #
Legal Subdivision	BIRCH POINT 1ST ADD T OF GREEN
Legal Lot Number	83-84
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1255
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2225 SCHUMANN RD, STONEWALL, TX 78671-4113
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 17, 2023	Warranty Deed, Transfer NOT AVAILABLE, UP NORTH TITLE INC
Sep 1, 2021	Deed of Trust, Mortgage · SBA Mortgage NORTHEAST ENTREPRENEUR FUND INC
Oct 26, 2020	Warranty Deed, Transfer · Line of Credit NORTH STAR CU
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	Apr 17, 2023 · Amount on Record
Deed Document Number	20241642845
Prior Transfer Date	May 31, 2023
Prior Transfer Doc	0001467842
Record Updated	Sep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 6, 2023
Property Address	2565 BIRCH POINT RD, TOWER, MN 55790-8102
Document Number	0001479266
Instrument Date	Nov 29, 2023
Instrument	1479266
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5290 LAKEWOOD RD, DULUTH, MN 55804-2809

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 17, 2023
Property Address	2565 BIRCH POINT RD, TOWER, MN 55790-8102
Document Number	0001465014
Instrument Date	Mar 30, 2023
Instrument	1465014
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	NOT AVAILABLE, UP NORTH TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,963.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2565 BIRCH POINT RD, TOWER, MN 55790-8102

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2565 BIRCH POINT RD, TOWER, MN 55790-8102
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001423378
Date	Sep 1, 2021
Instrument	1423378

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	89 Months
Due	Feb 15, 2029

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 26, 2020
Property Address	2565 BIRCH POINT RD, TOWER, MN 55790-8102
Document Number	00A1394173
Instrument Date	Oct 5, 2020
Instrument	A1394173
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5961 BAICH RD CHISHOLM MN 557198049, CHISHOLM, MN 55719-8049
Investor	Possibly a Property Investor

Mortgage

Document Number	A1394174
Date	Oct 26, 2020
Instrument	A1394174

Lender

Name	NORTH STAR CU
Address	COOK, MN 55723

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2565 BIRCH POINT RD, TOWER, MN 55790-8102
Document Number	00A1395419
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2565 BIRCH POINT RD TOWER MN 557908102, TOWER, MN 55790-8102
Investor	Possibly a Property Investor

Mortgage

Document Number	00A1395419
Date	Nov 6, 2020
Instrument	A1395419

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 5, 2025

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,682.00 (+54.42%)
2025	$3,032.00 (+17.07%)	$594,800 (+62.29%) Land $165,300 Building $429,500	$594,800 (+62.29%) Land $165,300 Building $429,500
2024		$366,500 (+28.15%) Land $200,200 Building $166,300	$366,500 (+28.15%) Land $200,200 Building $166,300
2023	$2,590.00
2022		$286,000 Land $167,300 Building $118,700	$286,000 Land $167,300 Building $118,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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