2565 86th Dr, Vero Beach, FL 32966 Property Records

Indian River County property record for 2565 86th Dr, Vero Beach, FL 32966

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 2023
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jun 2023)
Tax Bill	$4,177 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-38-02-00003-0050-00011.0`

Property Details

APN / Parcel Number

Primary APN	`33-38-02-00003-0050-00011.0`
Alternative APN	`137633`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,292 sqft Living Area
Gross Area	1,532 sqft
1st Floor Area	1,292 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	300 sqft
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2565 86TH DR
City	VERO BEACH
State	FL
Zip	32966-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	PARADISE PARK UNIT NO 2 PBI 3-77 BLK E LOT 11
Legal Range	38E
Legal Township	33S
Legal Section	02
Legal Subdivision	PARADISE PARK UNIT NO 2
Legal Block	E
Legal Lot Number	11
Legal Unit	NO
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1057
Census Tract	50907

Owner

2565 86th Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Indian River County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2565 86TH DR, VERO BEACH, FL 32966-5026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Dec 5, 2022 · Amount on File
Deed Document Number	202328338
Deed Book / Page	3626 / 1210
Prior Transfer Date	Nov 23, 2022
Prior Transfer Doc	0035871064
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 5, 2023
Property Address	2565 86TH DR, VERO BEACH, FL 32966-5026
Document Number	0036261210
Book / Page	3626 / 1210
Map Reference	MB 3 PG 77
Instrument Date	May 26, 2023
Instrument	3120230028338
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	847 W 13TH CT # CT1, CT1, RIVIERA BEACH, FL 33404-6733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2565 86TH DR, VERO BEACH, FL 32966-5026

Mortgage

Document Number	0036261215
Date	Jun 5, 2023
Instrument	3626/1215

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2565 86th Dr was $4,177.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,177.00	$268,304 Land $23,205 Building $245,099	$268,304 Land $23,205 Building $245,099
2023	$605.00 (+63.51%)	$41,963 (+68.48%) Land $41,963	$41,963 (+68.48%) Land $41,963
2022	$370.00	$24,907 Land $24,907	$24,907 Land $24,907

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2565 86th Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2565 86th Dr is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20