Ramsey County property record for 2565 2nd St, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,436 sqft · built 1997 |
| Lot Size | 0.399 acres (17,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $359,000 (Jul 2003) |
| Tax Bill | $7,172 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-30-22-13-0097 |
| Primary APN | 12-30-22-13-0097 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,436 sqft Living Area |
| 1st Floor Area | 1,242 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Family Room | Family Room |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,400 sqft (0.399 acres) |
| Lot Dimensions | 174 ft deep x 100 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 652807 |
|---|---|
| Street Address | 2565 2ND ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-2428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AYDEE ACRES W 100 FT OF LOT 4 BLK 1 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 12 |
| Legal Subdivision | AYDEE ACRES |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 40200 |
2565 2nd St is owned and occupied by two individuals who bought it in July 2003.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2565 2ND ST, SAINT PAUL, MN 55110-2428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2003 · Amount on File |
| Deed Sale | Jul 28, 2003 · Amount on File |
| Prior Sale | Dec 19, 1996 · Amount on File |
| Deed Document Number | 2003314035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2565 2ND ST, WHITE BEAR LAKE, MN 55110-2428 |
| Document Number | 0004841576 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2565 2ND ST WHITE BEAR TOWNSHIP MN 551102428, WHITE BEAR TOWNSHIP, MN 55110-2428 |
| Document Number | 0004841576 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 4841576 |
| Name | IDEAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55109 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 28, 2040 |
The 2025 property tax bill for 2565 2nd St was $7,172.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| County Subdivision | White Bear Township |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $539,600 Land $80,300 Building $459,300 | $539,600 Land $80,300 Building $459,300 | |
| 2025 | $7,172.00 | ||
| 2023 | $5,558.00 | $472,400 Land $80,300 Building $392,100 | $472,400 Land $80,300 Building $392,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2565 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2565 2nd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Township serves 11,699 people · EPA ID MN1620025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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