25647 Joanne Smith Dr, Warren, MI 48091 Property Records

Macomb County property record for 25647 Joanne Smith Dr, Warren, MI 48091

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,072 sqft · built 1992
OwnerIndividual Name on Record
Last Sale$77,000 (Jan 2016)
Tax Bill$2,711 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-13-20-428-040

Property Details

APN / Parcel Number

Primary APN12-13-20-428-040
Alternative APN
  • 1320428040

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,072 sqft Living Area
Gross Area1 sqft
1st Floor Area1,072 sqft
Basement Area507 sqft
Unfinished Basement507 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeBrick
Roof MaterialAsphalt
Garage Area399 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address25647 JOANNE SMITH DR
CityWARREN
StateMI
Zip48091-6511
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-3
Legal DescriptionUNIVERSITY MANOR M.C.C.P. NO 366 UNIT 40 BLDG 10 L4978 P563-605
Legal SubdivisionMANOR
Legal Unit40
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group3
Census Block3001
Census Tract262500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address25647 JOANNE SMITH DR, WARREN, MI 48091-6511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2016 · Amount on Record
Deed SaleJan 12, 2016 · Amount on Record
Deed Document Number20166004290
Deed Book / Page23813 / 927
Prior Transfer DateDec 15, 2014
Prior Transfer Doc0000152809
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address25647 JOANNE SMITH DR, WARREN, MI 48091-6511
Transaction TypeMortgage
Record UpdatedOct 12, 2023
Title CompanyDFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address25647 JOANNE SMITH DR, WARREN, MI 48091-6511

Mortgage

Document Number2300078013
DateSep 13, 2023
Book Page29294/285
Instrument202300078013
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 12, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictCenter Line Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$85,260 (+8.23%)$170,520 (+8.23%)
2025$2,711.00 (+11.38%) Homeowner's exemption$78,780 (+18.95%)$157,560 (+18.95%)
2023$66,230$132,460
2022$2,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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