McCook County property record for 25647 435th Ave, Spencer, SD 57374
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,660 sqft · built 1987 |
| Lot Size | 9.5 acres (413,820 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Aug 2007) |
| Tax Bill | $2,127 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12.02.1002 |
| Primary APN | 12.02.1002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,660 sqft Living Area |
| Gross Area | 3,040 sqft |
| 1st Floor Area | 1,520 sqft |
| Basement Area | 1,520 sqft |
| Finished Basement | 1,140 sqft |
| Unfinished Basement | 380 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 413,820 sqft (9.5 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 902 sqft |
| Patio Area | 500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 25647 435TH AVE |
|---|---|
| City | SPENCER |
| State | SD |
| Zip | 57374-5803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S581' OF E716'OF NE4 2-102-56 [9.50AC] INC RELICTED LOT 1 LYING THEREIN & EX LOT H-1 |
| Legal Range | 56 |
| Legal Township | 102 |
| Legal Section | 02 |
| Legal Subdivision | SECTION 2, TOWNSHIP 102, RANGE 56 |
| Legal Lot Number | 1 |
| Jurisdiction | MCCOOK SD |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2242 |
| Census Tract | 964600 |
25647 435th Ave is owned and occupied by an individual who bought it in August 2007.
Source: McCook County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25647 435TH AVE, SPENCER, SD 57374-5803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2007 · Amount on File |
| Deed Sale | Aug 13, 2007 · Amount on File |
| Deed Book / Page | 182 / 122 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 25647 435th Ave was $2,127, down 40.1% from the year before.
Source: McCook County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | McCook County |
| County Subdivision | Jefferson Township |
| Unified School District | Bridgewater-Emery School District 30-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,127.00 (-40.1%) | $107,100 (-) Land $98,500 Building $8,600 | $107,100 (-) Land $98,500 Building $8,600 |
| 2025 | $3,551.00 | $107,100 Land $98,500 Building $8,600 | $107,100 Land $98,500 Building $8,600 |
| 2023 | $240,400 Land $53,500 Building $186,900 | $240,400 Land $53,500 Building $186,900 | |
| 2022 | $3,092.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25647 435th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997) |
| Most Recent Claim | Mar 1997 · Severe Flooding, Sever Winter Storms,heavy Rains High Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25647 435th Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 92% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TM RURAL WATER DISTRICT serves 4,250 people · EPA ID SD4600999 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | KINGBROOK I RURAL WATER SYSTEM |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Golden West Telecommunications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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