25641 Ryan Pl, Carmel By The Sea, CA 93923 Property Records

Monterey County property record for 25641 Ryan Pl, Carmel By The Sea, CA 93923

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,970 sqft · built 1962
Lot Size	0.45 acres (19,602 sqft)
Owner	Trust Name on File
Last Sale	$980,000 (Aug 2015)
Tax Bill	$13,307 (2025)
Deeds & Mortgages	May 2021 Transfer Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-312-008-000`

Property Details

APN / Parcel Number

Primary APN	`015-312-008-000`
Alternative APN	`015-312-008`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,970 sqft Living Area
1st Floor Area	2,970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	015-312-008
Street Address	25641 RYAN PL
City	CARMEL
State	CA
Zip	93923-8824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARMEL KNOLLS NO 2 LOT 8 BLK 2
Legal Subdivision	CARMEL KNOLLS NO 2
Legal Block	2
Legal Lot Number	8
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL-BY-THE-SEA
Census Block Group	1
Census Block	1000
Census Tract	11605

Owner

25641 Ryan Pl is held in a trust since March 2021.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	25641 RYAN PL, CARMEL, CA 93923-8824
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Intrafamily Transfer, Transfer
Feb 28, 2018	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
May 30, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2015 · Amount on File
Deed Sale	Aug 10, 2015 · Amount on File
Deed Document Number	201544581
Last Transfer Date	Mar 22, 2021
Transfer Doc	0000036998
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	May 24, 2021
Property Address	25641 RYAN PL, CARMEL, CA 93923-8824
Document Number	0000036998
Map Reference	VOL 6 PG 151
Instrument Date	Mar 22, 2021
Instrument	2021036998
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	25641 RYAN PL, CARMEL, CA 93923-8824

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	25641 RYAN PL, CARMEL, CA 93923-8824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO S

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008445
Date	Feb 28, 2018
Instrument	2018008445

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	25641 RYAN PL, CARMEL, CA 93923-8824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023617
Date	May 30, 2018
Instrument	2018023617

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 25641 Ryan Pl was $13,307.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,201,072 (+2%) Land $603,733 Building $597,339
2025	$13,307.00	$1,177,523 Land $591,896 Building $585,627
2023	$13,009.00 (+2.68%)	$1,131,801 Land $568,913 Building $562,888
2022	$12,669.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25641 Ryan Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25641 Ryan Pl is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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