25640 Watson Rd, Defiance, OH 43512 Property Records

Defiance County property record for 25640 Watson Rd, Defiance, OH 43512

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,408 sqft · built 1962
Lot Size	1.57 acres (68,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,475 (May 2019)
Tax Bill	$2,371 (2025)
Deeds & Mortgages	May 2019 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`F120007000200`

Property Details

APN / Parcel Number

Primary APN	`F120007000200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	68,651 sqft (1.57 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Lean-To	264 sqft
Silo	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	25640 WATSON RD
City	DEFIANCE
State	OH
Zip	43512-8821
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECTION 7 PT NE FR 1/4
Jurisdiction	DEFIANCE OH
Township / Civil Division	HIGHLAND
Census Block Group	3
Census Block	3003
Census Tract	958900

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25640 WATSON RD, DEFIANCE, OH 43512-8821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2019	Deed of Trust, Mortgage · USDA Mortgage CITIZENS BANK
Aug 1, 2019	Deed of Trust, Mortgage · USDA Mortgage CITIZENS NATIONAL BANK
May 1, 2019	Warranty Deed, Transfer THE CITIZENS NATIONAL BANK OF BLUFF
Jun 27, 2018	Affidavit, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Jan 1, 1993
Deed Document Number	20191518
Deed Book / Page	419 / 968
Prior Transfer Date	Apr 23, 2019
Prior Transfer Doc	0000001518
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	25640 WATSON RD, DEFIANCE, OH 43512-8821
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00419/0994
Date	May 1, 2019
Book Page	419/0994
Instrument	201900001521

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	USDA Mortgage

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	25640 WATSON RD, DEFIANCE, OH 43512-8821
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00421/0953
Date	Aug 1, 2019
Book Page	421/0953
Instrument	201900002877

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	USDA Mortgage

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	May 1, 2019
Property Address	25640 WATSON RD, DEFIANCE, OH 43512-8821
Document Number	419/0968
Book / Page	419 / 0968
Instrument Date	Apr 23, 2019
Instrument	201900001518
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	25640 WATSON RD, DEFIANCE, OH 43512-8821

Mortgage

Document Number	201900001519
Date	May 1, 2019
Instrument	201900001519

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2049

Mortgage

Document Number	00419/0987
Date	May 1, 2019
Book Page	419/0987
Instrument	201900001520

Lender

Name	USDA
Type	Government Agency
Address	DEFIANCE, OH 43512

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2039

Interest

Rate	1.5%

June 2018: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	DEFIANCE OH
Recording Date	Jun 27, 2018
Property Address	25640 WATSON RD, DEFIANCE, OH 43512-8821
Document Number	00413/0462
Book / Page	413 / 0462
Instrument Date	Jun 27, 2018
Instrument	201800002782
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25640 WATSON RD, DEFIANCE, OH 43512-8821

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Highland Township
Unified School District	Ayersville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,371.00 (+17.67%) Additional exemption filed	$37,570 (+558.55%) Land $5,710 Building $31,860
2024	$2,015.00 (+43.42%) Additional exemption filed	$5,705 (-85.07%)	$107,340 (%) Land $16,300 Building $91,040
2023	$1,405.00 (-10.45%) Additional exemption filed	$38,210 (+10.12%) Land $6,350 Building $31,860	$107,342 (+8.25%) Land $16,314 Building $91,028
2022	$1,569.00 Additional exemption filed	$34,700 Land $5,920 Building $28,780
2020			$99,160 Land $16,920 Building $82,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayersville Telephone Company Fiber	1,000 / 100
Spectrum Cable	1,000 / 35
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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