Hernando County property record for 2564 Waterfall Dr, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,000 sqft · built 1981 |
| Lot Size | 0.347 acres (15,097 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Sep 2017) |
| Tax Bill | $1,298 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5210-1386-0050 |
| Primary APN | R32-323-17-5210-1386-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Gross Area | 1,832 sqft |
| 1st Floor Area | 1,000 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,097 sqft (0.347 acres) |
| Lot Dimensions | 121 ft deep x 127 ft wide |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 480 sqft |
| Deck Area | 144 sqft |
| Patio Area | 96 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00426907 |
|---|---|
| Street Address | 2564 WATERFALL DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-4655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 21 BLK 1386 LOT 5 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 21 |
| Legal Block | 1386 |
| Legal Lot Number | 5 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 41104 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2564 WATERFALL DR, SPRING HILL, FL 34608-4655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 19, 2018 | Deed of Trust, Mortgage · Line of Credit SUN TRUST BANK |
| May 24, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2017 · Amount on Record |
| Deed Sale | Sep 14, 2017 · Amount on Record |
| Prior Sale | Sep 7, 2016 · Amount on Record |
| Deed Document Number | 201752037 |
| Deed Book / Page | 3506 / 1789 |
| Last Transfer Date | May 24, 2018 |
| Transfer Doc | 0035870166 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2564 WATERFALL DR, SPRING HILL, FL 34608-4655 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039770621 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 3977/621 |
| Instrument | 2021023837 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 2564 WATERFALL DR, SPRING HILL, FL 34608-4655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0035941703 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 3594/1703 |
| Instrument | 2018037320 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 24, 2018 |
| Property Address | 2564 WATERFALL DR, SPRING HILL, FL 34608-4655 |
| Document Number | 0035870166 |
| Book / Page | 003587 / 000166 |
| Instrument Date | May 24, 2018 |
| Instrument | 32184 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 9490 COUGAR DR WEEKI WACHEE FL 346133969, WEEKI WACHEE, FL 34613-3969 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 14, 2017 |
| Property Address | 2564 WATERFALL DR, SPRING HILL, FL 34608-4655 |
| Document Number | 0035061789 |
| Book / Page | 3506 / 1789 |
| Map Reference | MB9 PG81-96 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 2017052037 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | SOUTHERN SECURITY TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $805.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2585 WATERFALL DR, 2585, SPRING HILL, FL 34608-4653 |
| Name | Verified Name |
|---|---|
| Address | 2564 WATERFALL DR, SPRING HILL, FL 34608-4655 |
| Document Number | 35061790 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 3506/1790 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,298.00 (+126.92%) Homeowner's exemption | $81,916 (+5.99%) | $184,825 (+5.12%) Land $51,632 Building $133,193 |
| 2023 | $77,288 (+3%) Land $77,288 | ||
| 2022 | $572.00 Homeowner's exemption | $75,037 | $175,817 Land $44,234 Building $131,583 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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