2564 Upper Second Creek Rd, Hazard, KY 41701 Property Records

Perry County property record for 2564 Upper Second Creek Rd, Hazard, KY 41701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,784 sqft · built 1996
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jul 2019)
Tax Bill	$1,248 (2023)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`117-00 00 088.00`

Property Details

APN / Parcel Number

Primary APN	`117-00 00 088.00`
Alternative APN	`32033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,784 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	32033
Street Address	2564 UPPER SECOND CREEK RD
City	HAZARD
State	KY
Zip	41701-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 405 PG 208 7-19-2019
Legal Subdivision	JOHN S COMBS ESTATE
Jurisdiction	PERRY KY
Township / Civil Division	HAZARD
Census Block Group	1
Census Block	1000
Census Tract	970601

Owner

Source: Perry County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2564 UPPER SECOND CREEK RD, HAZARD, KY 41701-9503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2019 · Amount on Record
Deed Sale	Jul 19, 2019 · Amount on Record
Deed Book / Page	405 / 208
Prior Transfer Date	Jun 28, 2019
Prior Transfer Doc	000405/208
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERRY KY
Recording Date	Jul 19, 2019
Property Address	2564 UPPER SECOND CREEK RD, HAZARD, KY 41701-9503
Document Number	000405/208
Book / Page	405 / 208
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2540 UPPER SECOND CREEK RD, 2540, HAZARD, KY 41701-9503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2564 UPPER SECOND CREEK RD, HAZARD, KY 41701-9503

Mortgage

Document Number	0000442315
Date	Jul 19, 2019
Instrument	442/315

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Perry County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Perry County
Unified School District	Perry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,000 (-)	$120,000 (-)
2025		$120,000 (-)	$120,000 (-)
2023	$1,248.00	$120,000 Land $12,000 Building $108,000	$120,000 Land $12,000 Building $108,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2022–2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 90% of Kentucky
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAZARD WATER DEPARTMENT serves 26,730 people · EPA ID KY0970184
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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