Oakland County property record for 2564 Rainbow Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,570 sqft · built 1973 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $214,000 (Oct 2016) |
| Tax Bill | $3,576 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-24-451-021 |
| Primary APN | 88-20-24-451-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 1,570 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 598 sqft |
| Unfinished Basement | 494 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Tri-Level |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 154 ft deep x 73 ft wide |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2564 RAINBOW DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-5728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1E |
| Legal Description | T2N, R11E, SEC 24 BEAVER TRAIL SUB LOT 9 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 24 |
| Legal Subdivision | BEAVER TRAIL SUB |
| Legal Lot Number | 9 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 198000 |
Source: Oakland County assessment roll, as of February 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2564 RAINBOW DR, TROY, MI 48083-5728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 15, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 12, 2026 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 1, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2016 · Amount on Record |
| Deed Sale | Oct 28, 2016 · Amount on Record |
| Prior Sale | Dec 7, 2005 · Amount on Record |
| Deed Document Number | 2016207439 |
| Deed Book / Page | 50004 / 292 |
| Last Transfer Date | Jul 30, 2019 |
| Transfer Doc | 0000182484 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 2, 2026 |
| Property Address | 2564 RAINBOW DR, TROY, MI 48083-5728 |
| Document Number | 0000095762 |
| Book / Page | 61336 / 661 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202695762 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2436 TOBY RD, LAKE ORION, MI 48359-1569 |
| Document Number | 0000095762, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 61336/661 |
| Instrument | 202695762 |
| Name | FLAGSTAR BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 15, 2026 |
| Property Address | 2564 RAINBOW DR, TROY, MI 48083-5728 |
| Document Number | 0000102942 |
| Book / Page | 61368 / 40 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 2026102942 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $306,484.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2436 TOBY RD, LAKE ORION, MI 48359-1569 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2564 RAINBOW DR, TROY, MI 48083-5728 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2564 RAINBOW DR, TROY, MI 48083-5728 |
| Document Number | 20260019124 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | 60945/855 |
| Instrument | 20260019124 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 11, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2564 RAINBOW DR, TROY, MI 48083-5728 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2564 RAINBOW DR, TROY, MI 48083-5728 |
| Document Number | 0000015239 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 55531/771 |
| Instrument | 15239 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 1, 2019 |
| Property Address | 2564 RAINBOW DR, TROY, MI 48083-5728 |
| Document Number | 0000182484 |
| Book / Page | 053452 / 000643 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 182484 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2564 RAINBOW DR TROY MI 480835728, TROY, MI 48083-5728 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,576.00 (-3.85%) | ||
| 2023 | $241,720 | ||
| 2022 | $3,719.00 | $120,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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