2564 Moray Pl, Lexington, KY 40511 Property Records

Lexington-Fayette Urban County property record for 2564 Moray Pl, Lexington, KY 40511

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,422 sqft · built 2005
Lot Size0.114 acres (4,957 sqft)
OwnerIndividual Name on Record
Tax Bill$2,633 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Sep 2019 Mortgage
APN38118630

Property Details

APN / Parcel Number

Primary APN38118630

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,422 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area4,957 sqft (0.114 acres)
Lot Width41.9 ft Width
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchSlab
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address2564 MORAY PL
CityLEXINGTON
StateKY
Zip40511-9130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionM-134 COVENTRY (BELMONT FARM) UNIT 1-C LOT 65; BOOK: 2622 PAGE: 677
Legal SubdivisionCOVENTRY (BELMONT FARM)
Legal Lot Number65
Legal Unit1-C
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE NORTHWEST
Census Block Group2
Census Block2012
Census Tract3803

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2564 MORAY PL, LEXINGTON, KY 40511-9130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · Line of Credit
COMMONWEALTH CREDIT UNION
Sep 19, 2019Deed of Trust, Mortgage
U S BK NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Recording DateMay 27, 2026
Property Address2564 MORAY PL, LEXINGTON, KY 40511-9130
Document Number0000000211
Book / Page11221 / 191
Instrument DateMay 21, 2026
Instrument2026211
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2564 MORAY PL, LEXINGTON, KY 40511-9130

Mortgage

Document Number0000000211,
DateMay 27, 2026
Book Page11221/191
Instrument2026211
Lender
NameCOMMONWEALTH CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.23%
Max Rate-1%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address2564 MORAY PL, LEXINGTON, KY 40511-9130
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9416/530
DateSep 19, 2019
Book Page9416/530
Lender
NameU S BK NA
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,633.00 (+1.9%)$209,000 (-)$209,000 (-)
2025$2,584.00$209,000 (-)$209,000 (-)
2023$2,584.00$209,000$209,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1978–1980)
Most Recent ClaimJul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
100 / 20

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