2564 Flora Meadows Dr, Forest Hill, MD 21050 Property Records

Harford County property record for 2564 Flora Meadows Dr, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,872 sqft · built 2004
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,135 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-365050`

Property Details

APN / Parcel Number

Primary APN	`03-365050`
Alternative APN	`365050`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,872 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	68,389 sqft (1.57 acres)
Garage Type	Built-in
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	365050
Street Address	2564 FLORA MEADOWS DR
City	FOREST HILL
State	MD
Zip	21050-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 25 1.57 AC 2564 FLORA MEADOWS DRIVE FLORA MEADOWS PT 112/105
Legal Subdivision	FLORA MEADOWS
Legal Lot Number	25
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3010
Census Tract	303201

Owner

2564 Flora Meadows Dr is owned and occupied by two individuals who acquired it in January 2022.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2564 FLORA MEADOWS DR, FOREST HILL, MD 21050-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Line of Credit APG FCU
Jan 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2022
Deed Sale	Jan 6, 2022
Prior Sale	Aug 10, 2016 · Amount on File
Deed Book / Page	15292 / 374
Prior Transfer Date	Aug 24, 2021
Prior Transfer Doc	0152920374
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2564 FLORA MEADOWS DR, FOREST HILL, MD 21050-1511
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2564 FLORA MEADOWS DR, FOREST HILL, MD 21050-1511

Mortgage

Document Number	0153470294
Date	Feb 3, 2022
Book Page	15347/294

Lender

Name	APG FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Jan 6, 2022
Property Address	2564 FLORA MEADOWS DR, FOREST HILL, MD 21050-1511
Document Number	0152920374
Book / Page	15292 / 374
Map Reference	MB 112 PL 105
Instrument Date	Aug 29, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2564 FLORA MEADOWS DRIVE, 2564, GLEN BURNIE, MD 21060

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2564 FLORA MEADOWS DR, FOREST HILL, MD 21050-1511

Mortgage

Document Number	0015292378
Date	Jan 6, 2022
Instrument	15292/378

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	296 Months
Due	Sep 1, 2046

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2564 FLORA MEADOWS DR, FOREST HILL, MD 21050-1511
Document Number	0139060234
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2564 FLORA MEADOWS DR FOREST HILL MD 210501511, FOREST HILL, MD 21050-1511

Mortgage

Document Number	0139060234
Date	Jun 11, 2020
Book Page	013906/000234

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2564 Flora Meadows Dr was $7,135 with a homeowner's exemption, up 11.5% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,135.00 (+11.5%) Homeowner's exemption	$649,200 (+4.39%)	$703,800 (+13.17%) Land $170,700 Building $533,100
2025	$6,399.00 Homeowner's exemption	$621,900 Land $170,700 Building $451,200	$621,900 Land $170,700 Building $451,200
2023		$558,433	$621,900 Land $170,700 Building $451,200
2022	$5,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2564 Flora Meadows Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2564 Flora Meadows Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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