2564 Audrey Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 2564 Audrey Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,356 sqft · built 1950
Lot Size	0.152 acres (6,599 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Nov 2018)
Tax Bill	$10,052 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`19-04407-0000-00093`

Property Details

APN / Parcel Number

Primary APN	`19-04407-0000-00093`
Alternative APN	`190440700093`

Interior

Stories	1 Story
Building Area	1,356 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	139 ft deep x 38 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2564 AUDREY TER
City	UNION
State	NJ
Zip	07083-4985
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HAMILTON PARK
Legal Block	4407
Legal Lot Number	93
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2002
Census Tract	32901

Owner

2564 Audrey Ter is owned and occupied by an individual who bought it in November 2018.

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2564 AUDREY TER, UNION, NJ 07083-4985
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 26, 2018	Deed, Transfer GUARDIAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2018 · Amount on File
Deed Sale	Nov 26, 2018 · Amount on File
Deed Document Number	2018307177
Deed Book / Page	6297 / 398
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	2564 AUDREY TER, UNION, NJ 07083-4985
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2564 AUDREY TER, UNION, NJ 07083-4985

Mortgage

Document Number	0154082854
Date	Sep 7, 2023
Book Page	15408/2854
Instrument	56042

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	304 Months
Due	Jan 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	2564 AUDREY TER, UNION, NJ 07083-4985
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151342564
Date	Dec 30, 2021
Book Page	15134/2564
Instrument	28365

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jan 1, 2049

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 26, 2018
Property Address	2564 AUDREY TER, UNION, NJ 07083-4985
Document Number	0062970398
Book / Page	6297 / 0398
Map Reference	MAP 388-D
Instrument Date	Nov 8, 2018
Instrument	307177
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount on Record
Tax	$587.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6305 28TH CT E, 6305, ELLENTON, FL 34222-2273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2564 AUDREY TER, UNION, NJ 07083-4985

Tax Assessment & Valuation

The 2025 property tax bill for 2564 Audrey Ter was $10,052, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,100 (-) Land $20,900 Building $22,200	$43,100 (-) Land $20,900 Building $22,200
2025	$10,052.00 (+4.35%)	$43,100 Land $20,900 Building $22,200	$43,100 Land $20,900 Building $22,200
2024	$9,633.00
2023		$43,100 Land $20,900 Building $22,200	$43,100 Land $20,900 Building $22,200
2022	$9,014.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2564 Audrey Ter in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	98 (1989–2023)
Claims Outside the SFHA	14 of 98
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 23 claims Hurricane Irene, Aug 2011 · 32 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2564 Audrey Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

2564 Audrey Ter, Union, NJ 07083 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Audrey Ter

Nearby Streets

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