25632 Prada Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 25632 Prada Dr, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,957 sqft · built 2005
Lot Size	0.237 acres (10,349 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Dec 2020)
Tax Bill	$3,065 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`42-23-29-483-001`

Property Details

APN / Parcel Number

Primary APN	`42-23-29-483-001`
Alternative APNs	`0095260-413010-8` `10004729719`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,957 sqft Living Area
Gross Area	2,440 sqft

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	10,349 sqft (0.237 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	36 sqft
Porch	Porch
Porch Area	63 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004729719
Old Parcel Number	00952604130108
Street Address	25632 PRADA DR
City	PUNTA GORDA
State	FL
Zip	33955-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 016 0324 0001 PUNTA GORDA ISLES SEC16 BLK324 LT 1 604/1510 1640/168 2153/760 2387/287 2820/403
Legal Range	23E
Legal Township	42S
Legal Section	29
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	324
Legal Lot Number	1
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1022
Census Tract	10506

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	25632 PRADA DR, PUNTA GORDA, FL 33955-4318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 3, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 29, 2018	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Prior Sale	Nov 14, 2006 · Amount on Record
Deed Document Number	2878846
Deed Book / Page	4671 / 376
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	25632 PRADA DR, PUNTA GORDA, FL 33955-4318
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25632 PRADA DR, PUNTA GORDA, FL 33955-4318

Mortgage

Document Number	0003313757
Date	Sep 12, 2023
Instrument	3313757

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 3, 2020
Property Address	25632 PRADA DR, PUNTA GORDA, FL 33955-4318
Document Number	0046710376
Book / Page	4671 / 376
Map Reference	MB 8 PG 27A-27O
Instrument Date	Dec 2, 2020
Instrument	2878846
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25632 PRADA DR, 25632, PUNTA GORDA, FL 33955-4318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25632 PRADA DR, PUNTA GORDA, FL 33955-4318

Mortgage

Document Number	0004671377
Date	Dec 3, 2020
Instrument	4671/377

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	25632 PRADA DR, PUNTA GORDA, FL 33955-4318
Document Number	0043240774
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25632 PRADA DR PUNTA GORDA FL 339554318, PUNTA GORDA, FL 33955-4318

Mortgage

Document Number	0043240774
Date	Jun 7, 2018
Book Page	004324/000774
Instrument	2619173

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Jun 6, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,065.00 (+0.49%) Homeowner's exemption	$243,235 (+24.59%)	$348,668 (+28.29%) Land $40,000 Building $308,668
2023	$3,050.00 (+3.92%) Homeowner's exemption	$195,225 (+3%)	$271,778 (+13.81%) Land $27,000 Building $244,778
2022	$2,935.00 Homeowner's exemption	$189,539	$238,803 Land $20,400 Building $218,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 432 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	448 units insured incl. 16 condo units
Nearby Flood Claims	131 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 80 claims Hurricane Helene, Oct 2024 · 34 claims Hurricane Ian, Oct 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 89% of Florida
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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