2563 River Summit Ct, Duluth, GA 30097 Property Records

Gwinnett County property record for 2563 River Summit Ct, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,280 sqft · built 1994
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual Name on Record
Last Sale	$186,500 (Nov 2004)
Tax Bill	$4,220 (2025)
Deeds & Mortgages	Apr 2026 Second Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7-204-511`

Property Details

APN / Parcel Number

Primary APN	`7-204-511`
Alternative APNs	`R7204-511` `2287811`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	2,680 sqft
1st Floor Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	9,147 sqft (0.21 acres)
Terrain	High
View / Lot	Primary
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2563 RIVER SUMMIT CT
City	DULUTH
State	GA
Zip	30097-7397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	L53 BK VILLAS AT RIVERBROOKE #1
Legal Subdivision	BK VILLAS AT RIVERBROOKE
Legal Block	K
Legal Lot Number	53
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	3
Census Block	3011
Census Tract	50235

Owner

Source: Gwinnett County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2563 RIVER SUMMIT CT, DULUTH, GA 30097-7397
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jun 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Apr 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2004 · Amount on Record
Deed Sale	Nov 23, 2004 · Amount on Record
Prior Sale	Jun 11, 1999 · Amount on Record
Deed Book / Page	40686 / 3
Prior Transfer Date	Oct 20, 2004
Prior Transfer Doc	0406860027
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Recording Date	Apr 9, 2026
Property Address	2563 RIVER SUMMIT CT, DULUTH, GA 30097-7397
Document Number	0624480209
Book / Page	62448 / 209
Instrument Date	Apr 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2563 RIVER SUMMIT CT, DULUTH, GA 30097-7397

Mortgage

Document Number	6244000209,
Date	Apr 9, 2026
Book Page	62448/209

Lender

Name	LOANDEPOT

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate	6.11%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2563 RIVER SUMMIT CT, DULUTH, GA 30097-7397
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2563 RIVER SUMMIT CT, DULUTH, GA 30097-7397

Mortgage

Document Number	0591690659
Date	Sep 13, 2021
Book Page	0000059169/0000000659

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2563 RIVER SUMMIT CT, DULUTH, GA 30097-7397
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2563 RIVER SUMMIT CT, DULUTH, GA 30097-7397

Mortgage

Document Number	0600060027
Date	Jun 8, 2022
Book Page	0000060006/0000000027

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2563 RIVER SUMMIT CT, DULUTH, GA 30097-7397
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0558450457
Date	Apr 27, 2018
Book Page	55845/457

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,220.00 (+18.44%)	$179,560 (+9.81%) Land $34,000 Building $145,560	$448,900 (+9.81%) Land $85,000 Building $363,900
2023	$3,563.00	$163,520 Land $38,000 Building $125,520
2022			$408,800 Land $95,000 Building $313,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020–2023)
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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