25628 W Cerena Cir, Plainfield, IL 60586 Property Records

Will County property record for 25628 W Cerena Cir, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	2.5 ba · built 2020
Lot Size	0.27 acres (11,893 sqft)
Owner	2 Individual Names on File
Last Sale	$361,695 (Sep 2020)
Tax Bill	$10,326 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-29-107-028`

Property Details

APN / Parcel Number

Primary APN	`06-03-29-107-028`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	11,893 sqft (0.27 acres)

Location & Zoning

Street Address	25628 W CERENA CIR
City	PLAINFIELD
State	IL
Zip	60586-6824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 511 IN SPRINGBANK OF PLAINFIELD UNIT 3, BEING A SUB OF PRT OF THE SW1/4 OF SEC 20, AND PRT OF THE W1/2 OF SEC 29, T36N-R9
Legal Range	09E
Legal Township	36N
Legal Section	20
Legal Subdivision	SPRINGBANK OF PLAINFIELD
Legal Lot Number	511
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	3
Census Block	3056
Census Tract	880421

Owner

25628 W Cerena Cir is owned and occupied by two individuals who bought it in September 2020.

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	25628 W CERENA CIR, PLAINFIELD, IL 60586-6824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Sep 24, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
May 23, 2018	Grant Deed, Transfer OTHER
May 23, 2018	Quit Claim Deed, Transfer OTHER
Oct 20, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Deed Document Number	202081689
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	25628 W CERENA CIR, PLAINFIELD, IL 60586-6824
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25628 W CERENA CIR, PLAINFIELD, IL 60586-6824

Mortgage

Document Number	0000037318
Date	Jul 25, 2023
Instrument	R2023037318

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 24, 2020
Property Address	25628 W CERENA CIR, PLAINFIELD, IL 60586-6824
Document Number	0000081689
Map Reference	DOC R2006067497
Instrument Date	Sep 18, 2020
Instrument	R2020081689
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 5, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$362.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 BUNKER CT STE 500, 750, VERNON HILLS, IL 60061-1865

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25628 W CERENA CIR, PLAINFIELD, IL 60586-6824

Mortgage

Document Number	0000081690
Date	Sep 24, 2020
Instrument	R2020081690

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.5%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILL IL
Recording Date	May 23, 2018
Property Address	25628 W CERENA CIR, PLAINFIELD, IL 60586-6824
Document Number	0000034548
Instrument Date	May 15, 2018
Instrument	34548
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$319.61
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	750 BUNKER CT VERNON HILLS IL 600611863, VERNON HILLS, IL 60061-1863
Investor	Possibly a Property Investor

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	May 23, 2018
Property Address	25628 W CERENA CIR, PLAINFIELD, IL 60586-6824
Document Number	0000034547
Instrument Date	May 15, 2018
Instrument	34547
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25520 W CERENA CIR PLAINFIELD IL 605866822, PLAINFIELD, IL 60586-6822

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Recording Date	Oct 20, 2017
Property Address	25628 W CERENA CIR, PLAINFIELD, IL 60586-6824
Instrument Date	Oct 20, 2017
Instrument	82693
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	923 N PENNSYLVANIA AVE WINTER PARK FL 327892456, WINTER PARK, FL 32789-2456

Mortgage

Document Number	0000082693
Date	Oct 20, 2017
Instrument	82693

Lender

Name	WELLS FARGO BK
Type	Bank
Address	401 E JACKSON ST # 401TAM, TAMPA, FL 33602-5233

Agreement

Amount	Amount on Record
Term	24 Months
Due	Oct 19, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 25628 W Cerena Cir was $10,326.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Plainfield Village
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,326.00	$154,836 (+8.45%) Land $28,096 Building $126,740	$464,508 (+8.45%) Land $84,288 Building $380,220
2024		$142,772 Land $25,907 Building $116,865	$428,316 Land $77,721 Building $350,595
2022	$9,428.00 Homeowner's exemption	$122,150 Land $17,872 Building $104,278	$366,450 Land $53,616 Building $312,834

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25628 W Cerena Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25628 W Cerena Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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