2561A 190th St, Luck, WI 54853 Property Records

Polk County property record for 2561A 190th St, Luck, WI 54853

Property Summary

Property Type	Single Family Home
Lot Size	2.69 acres (117,176 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jun 2021)
Tax Bill	$3,005 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2013 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`030-00620-0200`

Property Details

APN / Parcel Number

Primary APN	`030-00620-0200`

Exterior

Lot Area	117,176 sqft (2.69 acres)

Location & Zoning

Street Address	2561A 190TH ST
City	LUCK
State	WI
Zip	54853-3744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 CSM 3260 V15 PG 27 (606476) LOC IN SE NE
Legal Range	18W
Legal Township	36N
Legal Section	26
Legal Subdivision	SE4NE4S26-36-18
Legal Lot Number	2
Jurisdiction	POLK WI
Township / Civil Division	LAKETOWN
Census Block Group	4
Census Block	4055
Census Tract	960200

Owner

Source: Polk County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2561A 190TH ST, LUCK, WI 54853-3744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORP
Feb 8, 2013	Deed of Trust, Mortgage US BANK NA ND
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND FEDERAL BANK FSB
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND FEDERAL BANK FSB
Jun 10, 2021	Warranty Deed, Transfer · Conventional Mortgage CUMBERLAND FEDERAL BANK FSB
Nov 27, 2013	Deed, Transfer WJ BRADLEY MORTGAGE CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Nov 27, 2013 · Amount on Record
Deed Document Number	2021897232
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2561A 190TH ST, LUCK, WI 54853-3744
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000890193
Date	Dec 4, 2020
Instrument	890193

Lender

Name	BETTER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2561A 190TH ST, LUCK, WI 54853-3744
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000806130
Date	Feb 8, 2013
Instrument	806130

Lender

Name	US BANK NA ND
Address	4325 17TH AVE S, FARGO, ND 58125

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2023

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2561A 190TH ST, LUCK, WI 54853-3728
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000897234
Date	Jun 10, 2021
Instrument	897234

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2561A 190TH ST, LUCK, WI 54853-3728
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	897234
Date	Jun 10, 2021
Instrument	897234

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Jun 10, 2021
Property Address	2561A 190TH ST, LUCK, WI 54853-3744
Document Number	0000897232
Map Reference	MAP3260 VL15 PG27
Instrument Date	Jun 7, 2021
Instrument	897232
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	T M TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000897233
Date	Jun 10, 2021
Instrument	897233

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0000897234
Date	Jun 10, 2021
Instrument	897234

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK WI
Recording Date	Nov 27, 2013
Property Address	2561A 190TH ST, LUCK, WI 54853-3744
Document Number	0000815881
Instrument Date	Nov 20, 2013
Instrument	815881
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2386 120TH ST, LUCK, WI 54853-2825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120TH STREET LUCK WI 54853, WI 54853, LUCK, WI 54853
Investor	Possibly a Property Investor

Mortgage

Document Number	0000815882
Date	Nov 27, 2013
Instrument	815882

Lender

Name	WJ BRADLEY MORTGAGE CAPITAL LLC
Address	100 W TOWNE RIDGE PKWY, SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2043

Tax Assessment & Valuation

Source: Polk County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Laketown Town
Unified School District	Luck School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,005.00 (+18.77%) Homeowner's exemption	$260,800 (+59.12%) Land $20,800 Building $240,000	$299,300 (+16.55%) Land $23,871 Building $275,429
2023	$2,530.00 Homeowner's exemption	$163,900 Land $15,700 Building $148,200	$256,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2021–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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